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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Dealroom
9.9K
Volume
+147%
Growth
Global provider of data and intelligence on startups and tech ecosystems. Founded in Amsterdam in 2013, it offers insights and analytics to help investors, corporates, and governments understand and navigate the startup landscape, differentiating itself with comprehensive and up-to-date information. The platform is widely used for tracking emerging companies, market trends, and investment opportunities, benefiting investors, corporates, and policymakers.
exploding
React libraries
6.6K
Volume
+147%
Growth
React libraries are tools and frameworks that extend the functionality of the React JavaScript library, which is used for building user interfaces. These libraries assist developers in managing state, routing, styling, form handling, and making HTTP requests, thereby streamlining the development process and enhancing the capabilities of React applications. They are particularly beneficial for developers looking to create efficient, scalable, and maintainable web applications.
exploding
Jirav
1.9K
Volume
+146%
Growth
Financial planning and analysis solution designed for accounting firms and small to medium-sized businesses (SMBs). The software offers tools for forecasting, budgeting, and modeling, differentiating itself with its all-in-one approach that integrates various financial functions into a single platform. Jirav primarily targets accounting professionals and SMBs seeking comprehensive financial management and planning capabilities.
regular
Liquity
74K
Volume
+145%
Growth
Decentralized borrowing protocol that allows users to draw 0% interest loans against Ether (ETH) used as collateral. The loans are paid out in LUSD, a USD-pegged stablecoin, and require a minimum collateral ratio of 110%, offering a unique advantage by providing interest-free loans. This protocol is particularly attractive for users looking to leverage their ETH holdings without incurring ongoing interest costs.
regular
Canoo
60.5K
Volume
+145%
Growth
An American automotive startup specializing in electric vehicles (EVs). The company is distinguished by its unique vehicle design and a proprietary skateboard platform that maximizes interior space and allows for various body styles. Canoo primarily targets consumers interested in versatile, multi-purpose EVs and innovative ownership models.
peaked
PocketGuard
14.8K
Volume
+145%
Growth
Personal finance and budgeting app designed to help users manage their money by linking their bank accounts, credit cards, loans, and investments in one place. It provides visual tools like pie charts to show where money is being spent, making it easier to track account balances and net worth, and offers both free and paid versions with various features. PocketGuard is targeted at individuals seeking to simplify their financial management and gain better control over their spending and savings.
exploding
Sunk cost fallacy
135K
Volume
+145%
Growth
The sunk cost fallacy is a cognitive bias where individuals continue an endeavor due to previously invested resources, despite new evidence suggesting that the costs outweigh the benefits. This fallacy leads people to make irrational decisions based on past investments rather than current and future outcomes. It primarily affects individuals and organizations who struggle to abandon projects or investments that are no longer viable.
exploding
doola
5.2K
Volume
+145%
Growth
Doola is a financial technology company that assists global entrepreneurs in forming and managing U.S. businesses, including LLCs, C Corps, and DAO LLCs. Their comprehensive "Business-in-a-Box" solution provides services such as company formation, obtaining an EIN, U.S. address and bank account setup, access to U.S. payment systems, bookkeeping, tax support, and more, allowing founders to focus on growing their businesses while Doola handles compliance and administrative tasks. This service is particularly beneficial for international founders looking to establish a U.S. presence without the need for a U.S. Social Security Number
regular
Failed payments
6.6K
Volume
+141%
Growth
Transactions that cannot be completed successfully due to various issues. These issues can include faulty internet connections, incorrect payment details, insufficient funds, or problems on the merchant's end, leading to the failure of the payment process. Failed payments primarily affect consumers and businesses involved in online transactions, causing inconvenience and potential financial disruptions.
exploding
Banking kyc
9.9K
Volume
+141%
Growth
Know Your Customer (KYC) is a process used by banks and financial institutions to verify the identity of their clients. This process aims to prevent financial crimes such as money laundering, fraud, and financing of terrorism by collecting and verifying documents like proof of identity, proof of address, and financial information. KYC primarily benefits banks and regulatory authorities by ensuring compliance with legal requirements and maintaining the integrity of the financial system.
exploding
uplot
1.3K
Volume
+140%
Growth
Fast, memory-efficient Canvas 2D-based charting library designed for plotting time series, lines, areas, OHLC, and bars. It features a concise and consistent API, supports interactive charts, and is highly customizable, making it suitable for performance-critical applications. The library is ideal for developers and data analysts who require efficient and customizable charting solutions.
regular
Sage intacct
40.5K
Volume
+139%
Growth
Cloud-based financial management software designed for small to medium-sized businesses. It offers features such as core financials, accounts payable, accounts receivable, cash management, and general ledger, with robust reporting and analytics capabilities to aid in informed financial decision-making. The software is targeted at businesses seeking to streamline their financial processes through automation and integration with other business applications.
exploding
Flyx
4.4K
Volume
+139%
Growth
Flyexclusive Inc is a premier owner and operator of private jet experiences, offering high-quality, convenient, and safe private jet services. The company differentiates itself with its world-class Jet Club and unmatched private jet charters, providing a luxurious and exclusive travel experience. Flyexclusive Inc primarily targets affluent individuals and businesses seeking premium private aviation solutions.
regular
xdc
18.1K
Volume
+138%
Growth
Enterprise-ready, open-source blockchain designed for real-world decentralized finance (DeFi) applications, with a focus on tokenization. It features a developer-friendly hybrid architecture that supports hybrid relay bridges, interoperability, and spontaneous block finality, differentiating it from other blockchain networks. The XDC Network primarily targets businesses and developers looking to implement secure, scalable, and efficient DeFi solutions.
peaked
upi
550K
Volume
+138%
Growth
Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates inter-bank transactions. It allows users to link multiple bank accounts to a single mobile application, enabling seamless fund routing, merchant payments, and peer-to-peer collect requests. UPI is primarily targeted at individuals and businesses in India seeking a convenient and secure method for instant money transfers and payments.
exploding
Chip Savings
1.6K
Volume
+137%
Growth
Savings app that leverages artificial intelligence to help users save money automatically by analyzing their spending habits. It differentiates itself by offering features such as automatic savings calculations and the ability to set up recurring saves, making the process of saving effortless. The app primarily targets individuals looking to improve their financial habits and save money more efficiently, with a user base of around 400,000 people.
exploding
rsus
246K
Volume
+137%
Growth
Equity compensation given to employees, which vest over time or upon meeting certain performance criteria. RSUs are taxed as ordinary income when they vest and convert into actual shares, aligning employee interests with those of shareholders. They are particularly beneficial for employees in companies looking to retain talent and incentivize long-term performance.
regular
Pitchbook
110K
Volume
+135%
Growth
Capital market company that provides extensive data on private and public equity markets through its PitchBook Platform. The platform offers detailed information on venture capital, private equity, and M&A transactions, distinguishing itself with comprehensive data and analytics tools that support investment decisions. PitchBook primarily serves financial professionals, including investors, analysts, and advisors, who require in-depth market data and insights.
exploding
Carvolution
22.2K
Volume
+135%
Growth
Swiss company offering a car subscription service that includes all necessary costs in a fixed monthly price, providing a flexible and cost-effective alternative to traditional car buying and leasing. Carvolution differentiates itself by offering a comprehensive package that covers insurance, maintenance, and taxes, making it a hassle-free option for users. The service is particularly beneficial for individuals seeking flexibility and convenience in car ownership without long-term commitments.
regular
Vega Protocol
720
Volume
+133%
Growth
A decentralized exchange designed for trading futures and perpetuals. It operates on its Alpha Mainnet, offering cash-settled trading options while ensuring users retain full control over their funds through a non-custodial and pseudonymous platform. Vega Protocol primarily targets traders and developers interested in programmatic trading and decentralized finance solutions.
peaked
FutureProof
22.2K
Volume
+133%
Growth
Performance marketing company that leverages artificial intelligence to transform first-party data into personalized marketing strategies. FutureProof differentiates itself by utilizing advanced AI algorithms to deliver significant results and optimize marketing efforts for businesses. The company primarily targets businesses seeking to enhance their marketing strategies through data-driven, personalized approaches.
regular
study it
2.9K
Volume
+133%
Growth
Educational platform that focuses on IT education, offering real-time learning experiences and courses. Study_it provides a variety of courses aimed at helping individuals pursue careers in emerging technologies, differentiating itself with interactive and practical learning modules. The platform primarily targets students, professionals, and career changers interested in gaining skills in the IT sector.
regular
Spriggy card
9.9K
Volume
+133%
Growth
A prepaid Visa card designed for children to use safely online or in-store, integrated with a mobile app for financial management. It offers features such as parental control, spending limits, and financial education, allowing parents to monitor and manage their child's spending while teaching kids about money management. The Spriggy card is targeted at parents who want to provide their children with a secure and educational tool for handling money.
exploding
heloc
135K
Volume
+133%
Growth
A Home Equity Line of Credit (HELOC) is a type of loan that allows homeowners to borrow against the equity in their home. It provides a revolving line of credit that the borrower can draw from, repay, and draw from again, up to a certain limit, with typically variable interest rates. HELOCs are primarily targeted at homeowners who need flexible access to funds for expenses such as home improvements, education, or debt consolidation.
exploding
RenewBuy
27.1K
Volume
+133%
Growth
Online insurance platform that allows users to compare, choose, and purchase various insurance policies, including motor and health insurance. It differentiates itself by offering a comprehensive range of life and general insurance policies, aiming to provide a 360-degree view of insurance and financial products for informed decision-making. The platform primarily targets individuals seeking a convenient and efficient way to manage their insurance needs online.
exploding
Goodhart's law
33.1K
Volume
+130%
Growth
Economic adage stating that when a measure becomes a target, it ceases to be a good measure. This principle highlights the problem that once a metric is used as a target for decision-making, individuals may alter their behavior to achieve the target, often resulting in unintended and counterproductive outcomes. Goodhart's Law is particularly relevant to policymakers, economists, and business managers who rely on metrics for performance evaluation and strategic planning.
exploding
Computational thinking
27.1K
Volume
+130%
Growth
Problem-solving process that involves breaking down complex problems into manageable parts, identifying patterns, abstracting general principles, and developing step-by-step solutions or algorithms. Computational thinking is essential in computer science but also valuable in fields such as mathematics, engineering, and science, as it promotes logical reasoning and systematic problem-solving. This approach benefits students, educators, and professionals who seek to enhance their analytical skills and tackle complex challenges efficiently.
exploding
Machine learning model
14.8K
Volume
+129%
Growth
Algorithms trained on data to make predictions or decisions without explicit programming. These models are used for tasks such as classification, regression, and clustering, with types including linear regression, decision trees, and neural networks, each offering unique advantages for specific applications. Machine learning models are valuable for data scientists, researchers, and businesses seeking to leverage data for predictive analytics and decision-making.
regular
Blockchain developer
14.8K
Volume
+129%
Growth
A software developer specializing in creating and implementing blockchain technology. They are responsible for developing and optimizing blockchain protocols, crafting the architecture of blockchain systems, and developing smart contracts and web apps using blockchain technology. Blockchain developers are primarily targeted at industries such as finance, supply chain management, healthcare, and real estate, where secure and decentralized solutions are essential.
peaked
Banking as a Service
8.1K
Volume
+129%
Growth
Banking as a Service (BaaS) is a model where licensed banks integrate their digital banking services directly into the products of non-bank businesses. This allows companies to offer financial services to their customers without needing to acquire a banking license themselves, leveraging APIs for seamless and secure transactions. BaaS primarily benefits fintech companies, startups, and other businesses looking to provide banking services without the regulatory burden of becoming a bank.
regular
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