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Finance Trends
Emerging trends in banking, money and finance.
FILTER BY:
5 years
finance
Digital bank
90
Volume
+119%
Growth
Financial institutions that operate primarily or exclusively online without traditional physical branch networks. They offer a range of banking services such as checking and savings accounts, loans, and payment services through digital platforms like mobile apps and websites, often leveraging technology to provide a more user-friendly and efficient banking experience. Digital banks are particularly appealing to tech-savvy individuals and those seeking lower fees and higher interest rates on deposits compared to traditional banks.
exploding
Youtrip
49.5K
Volume
+118%
Growth
Multi-currency mobile wallet that comes with a prepaid Mastercard, enabling users to shop both online and offline worldwide. It offers competitive exchange rates and eliminates foreign transaction fees, making it a cost-effective solution for international spending. YouTrip is particularly beneficial for travelers and individuals who frequently make international purchases.
exploding
onow
1K
Volume
+118%
Growth
Organization that empowers young female migrants in Myanmar by providing financial education and entrepreneurship opportunities. ONOW uses a data-driven and tech-enabled approach to deliver its programs, aiming to enhance financial literacy and entrepreneurial skills among its participants. The primary beneficiaries of ONOW's initiatives are young female migrants in Myanmar seeking to improve their economic prospects and financial independence.
exploding
Pay by ring
12.1K
Volume
+118%
Growth
Payment method that uses a wearable ring equipped with contactless payment technology. The ring functions similarly to a debit card, utilizing advanced security features provided by MasterCard to protect against fraudulent purchases, and does not display any visible debit card numbers, enhancing its security. This payment method is particularly beneficial for tech-savvy individuals seeking a convenient and secure way to make transactions without carrying traditional cards.
regular
Rigetti Computing
8.1K
Volume
+117%
Growth
Rigetti Computing, Inc. is a company based in Berkeley, California, that develops quantum integrated circuits for quantum computers. The company differentiates itself by offering a cloud platform called Forest, which allows programmers to write quantum algorithms, thus facilitating the development and deployment of quantum applications. Rigetti Computing primarily targets researchers, developers, and organizations interested in leveraging quantum computing technology for advanced computational tasks.
exploding
low-interest
2.4K
Volume
+117%
Growth
Loans or financial products that charge a relatively small percentage of the amount borrowed as interest. These loans are advantageous because they reduce the overall cost of borrowing, making them more affordable for consumers. Low-interest loans are particularly beneficial for individuals and businesses looking to finance large purchases or investments without incurring high interest costs.
regular
Automated crypto trading
1.3K
Volume
+117%
Growth
Automated crypto trading involves the use of algorithms and software to execute trades in the cryptocurrency market without human intervention. It provides advantages such as continuous 24/7 trading, emotion-free decision-making, and the ability to backtest trading strategies for optimization. This technology is primarily beneficial for traders and investors looking to enhance their trading efficiency and reduce the emotional biases associated with manual trading.
regular
Payfit
201K
Volume
+117%
Growth
Software company that designs and develops solutions to automate payroll and HR processes for small and medium-sized businesses. Payfit differentiates itself by offering an intuitive platform that simplifies complex administrative tasks, ensuring compliance and efficiency in payroll management. The primary target demographic for Payfit includes small to medium-sized enterprises seeking to streamline their HR and payroll operations.
regular
Apurata
18.1K
Volume
+116%
Growth
Company that offers improved credit solutions to middle-class Latin Americans by leveraging proprietary technology and origination procedures. Apurata differentiates itself by utilizing advanced algorithms and streamlined processes to provide faster and more accessible credit options, aiming to address the financial needs of underserved populations. The primary target demographic for Apurata includes middle-class individuals in Latin America seeking efficient and reliable credit solutions.
exploding
Raise green
390
Volume
+116%
Growth
Financial technology company that serves as a climate investment marketplace, providing funding opportunities for renewable energy projects and climate technology ventures. Registered with the SEC and FINRA, Raise Green differentiates itself by focusing on clean energy, ESG (Environmental, Social, and Governance) investments, and local impact investing. The platform primarily targets investors interested in sustainable and socially responsible investment opportunities.
exploding
YubiKey
165K
Volume
+113%
Growth
A hardware authentication device manufactured by Yubico that provides secure access to computers, networks, and online services. It supports various authentication protocols, including one-time passwords (OTP), public key infrastructure (PKI), and FIDO Universal 2nd Factor (U2F) and FIDO2, enhancing security by requiring physical possession of the device in addition to a password. YubiKey is primarily targeted at individuals and organizations seeking robust two-factor authentication solutions to protect sensitive information and online accounts.
exploding
upstart
368K
Volume
+111%
Growth
AI lending platform that collaborates with banks and credit unions to offer consumer loans by utilizing non-traditional variables to assess creditworthiness. Upstart differentiates itself by leveraging artificial intelligence and machine learning to provide more accurate and inclusive credit assessments, potentially offering better loan terms for consumers. The platform primarily targets individuals seeking personal loans who may not have a traditional credit history, as well as financial institutions looking to enhance their lending processes.
peaked
Bridge mutual
70
Volume
+111%
Growth
Bridge Mutual is a decentralized, discretionary peer-to-peer (p2p) and peer-to-business (p2b) insurance platform. It offers coverage for stablecoins, centralized exchanges, and smart contracts, differentiating itself by leveraging blockchain technology to provide transparent and efficient insurance solutions. The platform primarily targets cryptocurrency users and businesses seeking protection against potential losses in the digital asset space.
regular
Brand New Vision
70
Volume
+111%
Growth
Brand New Vision (BNV) is a company that has developed an ecosystem centered around style, identity, and culture. It utilizes Fa$h Coin, an ERC20 token, as a utility token for its upcoming metaverse project, BNV World, which aims to integrate fashion and digital experiences. The primary audience for BNV includes fashion enthusiasts, digital culture aficionados, and users interested in the metaverse and blockchain technology.
regular
helocs
135K
Volume
+111%
Growth
A Home Equity Line of Credit (HELOC) is a type of loan that allows homeowners to borrow against the equity in their home. It provides a revolving line of credit that can be drawn from as needed, typically featuring lower interest rates due to being secured by the home. HELOCs are commonly used for home improvements, debt consolidation, or other major expenses, and are targeted at homeowners with sufficient equity and good credit scores.
regular
Tokenization
5.4K
Volume
+111%
Growth
Process that involves converting various forms of data into smaller, manageable units called tokens. In finance, tokenization converts assets into digital tokens on a blockchain, enhancing liquidity and security; in data security, it replaces sensitive data with non-sensitive tokens to protect information; and in natural language processing, it breaks down text into tokens for easier analysis. Tokenization is beneficial for financial institutions, data security professionals, and NLP researchers and developers.
exploding
Kueski
673K
Volume
+111%
Growth
Online personal micro-lending platform that operates in Mexico, providing quick and accessible loans to individuals. Utilizing big data and advanced analytics, it approves and delivers loans efficiently, aiming to offer more inclusive and innovative financial products. The platform primarily targets individuals in Mexico who need short-term financial assistance and prefer a digital, hassle-free loan application process.
exploding
Digital only bank
260
Volume
+111%
Growth
Financial institutions that operate exclusively through digital platforms such as mobile apps and websites, without any physical branches. These banks offer various banking services, often with lower fees, higher interest rates on deposits, and user-friendly interfaces, differentiating themselves from traditional banks. Digital-only banks primarily target tech-savvy individuals and those seeking convenient, cost-effective banking solutions.
regular
Ipaas
22.2K
Volume
+109%
Growth
Integration Platform as a Service (iPaaS) is a cloud-based service that provides automated tools to integrate software applications deployed in different environments. It facilitates seamless communication and data flow between various applications and data sources, offering features like automated workflows, real-time data synchronization, scalability, and ease of use. iPaaS is particularly beneficial for businesses seeking to improve operational efficiency, data accuracy, and overall integration processes.
exploding
Sarwa
12.1K
Volume
+107%
Growth
Financial platform and app that enables users to trade stocks and ETFs, as well as save and invest their money passively. It differentiates itself by offering a comprehensive suite of financial services in one place, making it convenient for users to manage their investments and savings. Sarwa primarily targets individuals looking for an easy-to-use platform to handle their financial investments and savings efficiently.
regular
PayEm
2.9K
Volume
+106%
Growth
Software company based in Tel Aviv, Israel, offering a comprehensive spend management and procurement platform. The platform is designed to streamline financial processes, promote accountability, and empower organizations by providing advanced tools for managing expenses and procurement activities. PayEm primarily targets businesses and organizations seeking to optimize their financial operations and improve overall efficiency.
regular
onpay
27.1K
Volume
+106%
Growth
Payroll software designed to streamline the payroll process for businesses. It offers features such as frequent payroll runs, support for multiple payroll schedules, and automatic withholding and payment of payroll taxes, differentiating itself with its comprehensive tax management capabilities. OnPay is particularly beneficial for small to medium-sized businesses seeking an efficient and reliable payroll solution.
regular
Klover
49.5K
Volume
+105%
Growth
Consumer-facing financial services app that enables users to access their earned wages, savings tools, and rewards quickly. It differentiates itself by offering these services with no interest, no credit checks, and no hidden fees, providing a transparent and user-friendly financial solution. Klover primarily targets individuals seeking immediate access to their earnings and financial tools without the burden of traditional banking fees and credit requirements.
exploding
Public App
201K
Volume
+105%
Growth
Investing platform that allows users to trade fractional shares of stocks, bonds, ETFs, options, and other assets like cryptocurrencies and royalties. It offers zero fees for many trades, making it a low-cost brokerage option, and provides advanced tools and AI-powered insights to help users make informed investing decisions. The Public App is targeted at individual investors looking for a cost-effective and user-friendly platform to manage their investments.
regular
Green fintech
590
Volume
+103%
Growth
Green fintech refers to the integration of financial technology solutions with environmental sustainability objectives. It utilizes innovative financial technologies to tackle environmental issues and encourage sustainable practices within the financial industry, such as digital banking to minimize paper usage and investment platforms focused on green projects. The primary beneficiaries of green fintech are environmentally conscious investors, financial institutions aiming to reduce their carbon footprint, and consumers seeking sustainable financial services.
exploding
Hydrogen platform
50
Volume
+103%
Growth
No-code and API platform that enables developers to easily launch white-label financial products. It simplifies the process of creating and deploying financial services, making it accessible for businesses to offer customized financial solutions without extensive coding or development resources. The Hydrogen platform is particularly beneficial for financial institutions, fintech startups, and businesses looking to quickly implement financial services with minimal technical overhead.
regular
React developer
14.8K
Volume
+103%
Growth
Software engineer with expertise in web development using the React javascript framework created by Facebook.
regular
Produce Pay
20
Volume
+103%
Growth
Produce Pay Inc. develops application software that provides an online platform for produce buyers and sellers to manage shipments and unlock the value of those shipments. The company also offers cash flow solutions, differentiating itself by addressing both logistical and financial needs within the produce industry. Produce Pay primarily serves customers in the United States, including produce growers, distributors, and retailers seeking efficient and financially supportive solutions.
regular
Esg advertising
110
Volume
+100%
Growth
Marketing strategies that highlight a company's commitment to Environmental, Social, and Governance (ESG) principles. These strategies aim to build a positive brand image and connect with stakeholders who value sustainability and ethical business practices. Companies can attract customers, investors, and partners who prioritize these values by showcasing their efforts in areas such as environmental sustainability, social responsibility, and good governance.
peaked
Stackwell
480
Volume
+100%
Growth
Investment application designed to make stock market entry accessible and affordable for beginners. It offers a low subscription fee and minimal initial investment requirement, along with bank-level security features to ensure user protection. Stackwell primarily targets novice investors looking for a simple and secure way to start their investment journey.
peaked
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