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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
datapoints
1.6K
Volume
+33%
Growth
An individual unit of data that can be used in various contexts such as statistics, data analysis, and machine learning. In statistics and data analysis, a datapoint is a single value or measurement collected during a study or experiment, while in machine learning, it typically refers to a single instance of data that includes features and possibly a label. Datapoints are essential for researchers, data analysts, and machine learning practitioners who rely on them to draw insights, build models, and make data-driven decisions.
regular
gainful
12.1K
Volume
+33%
Growth
Personalized sports nutrition company offering subscriptions to electrolyte drink mixes. Gainful differentiates itself by providing customized hydration solutions tailored to individual needs, enhancing athletic performance and recovery. The target demographic includes athletes and fitness enthusiasts seeking personalized nutrition to optimize their hydration and overall performance.
regular
BondIT
8.1K
Volume
+33%
Growth
Company specializing in providing financing solutions for the film, television, and media industries. Founded in 2014 and backed by Accord Financial Inc., it offers flexible and reliable financing options for various projects and media companies, differentiating itself through its industry-specific expertise and tailored financial products. BondIT primarily serves filmmakers, production companies, and media enterprises seeking financial support for their projects.
regular
Slidebean
27.1K
Volume
+33%
Growth
Software company that offers an all-in-one platform for creating pitch decks and presentations. It differentiates itself by providing a user-friendly interface and design tools that help users create visually appealing presentations quickly and efficiently, making it particularly valuable for startups. Slidebean primarily targets startups and entrepreneurs looking to pitch to investors and raise funds.
regular
Pledge finance
260
Volume
+32%
Growth
Algorithm-driven smart contract platform that supports N-dimensional financial interest rate swaps. Pledge Finance enables the creation of various financial protocols based on Financial NFTs, including insurance, bonds, unique baskets of tokens, and tokenized real-world financial assets, providing a versatile and innovative approach to decentralized finance. This platform primarily targets financial institutions, investors, and developers looking to leverage advanced financial instruments within the blockchain ecosystem.
regular
lienholder
22.2K
Volume
+32%
Growth
A person or entity that has a legal right or interest in another's property due to a loan or financial obligation. This right, known as a lien, allows the lienholder to take possession of the property if the borrower defaults on the loan. Lienholders can be banks, financial institutions, or individuals, and they have specific rights and responsibilities related to the lien.
regular
Safety wing
27.1K
Volume
+31%
Growth
SafetyWing is a company focused on providing insurance and safety net solutions for remote workers, digital nomads, and remote companies. It differentiates itself by offering globally accessible insurance products that cater specifically to the needs of a mobile and distributed workforce, ensuring coverage regardless of location. The primary target demographic includes remote workers, digital nomads, and companies with remote teams seeking comprehensive and flexible insurance solutions.
exploding
Financial coaching
8.1K
Volume
+31%
Growth
Service aimed at helping clients develop money management skills, including budgeting, saving, and debt reduction. Financial coaching focuses on creating financial plans and improving financial literacy without providing specific investment advice, differentiating it from traditional financial advisory services. This service is particularly beneficial for individuals seeking to improve their financial habits and achieve long-term financial stability.
exploding
rmd
90.5K
Volume
+31%
Growth
Required Minimum Distributions (RMD) are mandatory withdrawals that individuals must take from their retirement accounts, such as IRAs and 401(k)s, once they reach a certain age, typically 72. These distributions are required to ensure that individuals do not defer taxes indefinitely on their retirement savings. RMDs primarily affect retirees and individuals with significant retirement savings, ensuring compliance with tax regulations.
regular
Data visualization
90.5K
Volume
+30%
Growth
Graphical representation of information and data using visual elements like charts, graphs, and maps. Data visualization tools make complex data more understandable, accessible, and usable by highlighting trends, outliers, and patterns. It is particularly beneficial for analysts, business professionals, and researchers who need to interpret large datasets and make data-driven decisions.
exploding
Xero
1.5M
Volume
+30%
Growth
Cloud-based accounting software platform designed for small and medium-sized businesses. It provides tools for managing invoicing, bank reconciliation, bookkeeping, and more, and is known for its user-friendly interface and integration with a wide range of third-party applications. Xero primarily targets small to medium-sized business owners and accountants seeking efficient and accessible financial management solutions.
exploding
Slippage
14.8K
Volume
+29%
Growth
Term commonly used in finance and trading to describe the difference between the expected price of a trade and the actual price at which the trade is executed. Slippage can occur due to market volatility, low liquidity, or delays in order execution, impacting the profitability of trades. It is particularly relevant for traders and investors who need to account for it in their trading strategies and risk management plans.
regular
Exchange-traded fund
33.1K
Volume
+29%
Growth
An investment fund and exchange-traded product that is traded on stock exchanges. ETFs hold assets such as stocks, commodities, or bonds and generally operate with an arbitrage mechanism designed to keep trading close to its net asset value. They are suitable for investors looking for diversified exposure to a particular market segment with the flexibility of trading like a stock.
regular
Investment risk
5.4K
Volume
+29%
Growth
Investment risk refers to the potential for losing some or all of the original investment due to various factors. It encompasses different types of risks such as market risk, credit risk, liquidity risk, interest rate risk, inflation risk, and reinvestment risk, each affecting the returns and value of investments differently. Understanding and managing these risks is crucial for investors, particularly those with varying levels of risk tolerance and financial goals.
regular
Chargeback
60.5K
Volume
+29%
Growth
A chargeback is a return of funds to a consumer, initiated by the issuing bank of the payment card used by the consumer. It serves as a form of consumer protection, allowing consumers to dispute transactions and get their money back in cases of fraud, unauthorized transactions, non-receipt of goods or services, goods or services not as described, or processing errors. The chargeback process benefits consumers who need a mechanism to recover funds in cases of disputed transactions.
regular
Machine learning
550K
Volume
+28%
Growth
Subset of artificial intelligence (AI) that involves the use of algorithms and statistical models to enable computers to perform tasks without explicit instructions. Machine learning systems learn from data and improve their performance over time, making them valuable for applications such as recommendation systems, fraud detection, and autonomous vehicles. It primarily benefits data scientists, researchers, and industries looking to leverage data-driven decision-making and automation.
regular
Qualys
22.2K
Volume
+28%
Growth
Leading provider of cloud-based security and compliance solutions. The company offers a wide range of services, including vulnerability management, policy compliance, web application scanning, and malware detection, helping organizations identify and manage security risks across their IT infrastructure. Qualys primarily serves businesses and organizations seeking to ensure compliance with regulatory standards and enhance their cybersecurity posture.
regular
Money supply
201K
Volume
+28%
Growth
The total amount of monetary assets available in an economy at a specific time, categorized into measures like M0, M1, M2, and M3. Central banks manage the money supply to control inflation, manage employment, and stabilize the currency, making it a crucial aspect of economic policy. The primary beneficiaries of money supply management are the general public, businesses, and financial institutions, as it influences economic stability and growth.
peaked
True Mileage
90
Volume
+27%
Growth
Company that develops mileage-based logging devices for taxi services and insurance firms. True Mileage's devices generate summaries of mileage, error codes, and other driving information, providing insurance companies with usage-based insurance solutions that include vehicle devices, data transfer, and analytics. The primary beneficiaries of True Mileage's products are insurance companies and taxi services seeking detailed driving data for better risk assessment and operational efficiency.
regular
US Assure
9.9K
Volume
+27%
Growth
Company that distributes, underwrites, and services construction and property insurance products across the United States for 'A' rated carriers. With over 45 years of experience, US Assure specializes in builders risk coverage, which is exclusively backed by Zurich, differentiating itself through its expertise and strong partnerships. The primary target demographic includes construction professionals, property owners, and insurance agents seeking reliable and specialized insurance solutions.
exploding
Earnest payment
590
Volume
+27%
Growth
A sum of money given by a buyer to a seller to demonstrate serious intent to purchase a property. This payment is held in escrow and applied to the down payment or closing costs if the sale is completed, but may be forfeited if the buyer withdraws from the deal. Earnest payments are primarily used in real estate transactions to show commitment and secure the property during the negotiation process.
regular
Money market account
110K
Volume
+27%
Growth
A type of savings account that typically offers higher interest rates compared to regular savings accounts. Money Market Accounts often come with check-writing privileges and debit card access, providing more flexibility. They are particularly beneficial for individuals seeking higher returns on their savings while maintaining some liquidity.
regular
Liquid mortgage
90
Volume
+26%
Growth
Platform that acts as a Distributed Ledger Agent in securitizations to increase transparency at the loan level. It reduces the typical 55-day reporting lag to just one day, providing bond investors with ultimate transparency and allowing issuers to achieve market premiums on sales. This technology primarily benefits bond investors and issuers seeking enhanced transparency and efficiency in the lending ecosystem.
regular
Car IQ
3.6K
Volume
+26%
Growth
Revolutionary payment platform that uses real-time vehicle data to provide comprehensive oversight of all payments for businesses and fleets. It aims to eliminate the need for fuel cards, reduce fraud, improve efficiency, and streamline the reconciliation process by offering 100-percent accurate oversight for back office and administrative teams. Car IQ is particularly beneficial for businesses and fleet managers seeking to optimize payment processes and enhance operational efficiency.
exploding
Nops
90.5K
Volume
+25%
Growth
Automated FinOps platform designed to help customers reduce their AWS costs by up to 50% on auto-pilot. Nops differentiates itself by providing real-time insights and automated recommendations for cost optimization, ensuring efficient cloud resource management without manual intervention. The platform is primarily targeted at businesses and organizations using AWS services that seek to optimize their cloud expenditure and improve financial efficiency.
regular
Cover genius
6.6K
Volume
+25%
Growth
Insurtech company specializing in embedded protection, aiming to protect customers of the world's largest digital companies. Cover Genius differentiates itself by integrating insurance solutions seamlessly into the platforms of its partners, providing a streamlined and accessible insurance experience for end-users. The company's services are primarily targeted at digital companies and their customers who seek convenient and integrated insurance solutions.
regular
Startup consulting
1.9K
Volume
+24%
Growth
Startup consulting involves providing expert advice and guidance to new businesses to help them grow and succeed. Consultants typically assist with various aspects of the business, including business planning, market research, financial planning, marketing strategies, and operational efficiency. This service is particularly beneficial for entrepreneurs and early-stage companies seeking to navigate challenges, secure funding, and develop a sustainable business model.
exploding
McKinsey Transformation
880
Volume
+24%
Growth
Service offered by McKinsey & Company aimed at helping organizations achieve sustainable and inclusive growth through comprehensive transformation programs. It focuses on various aspects such as strategy, execution, capability building, mindset and behavior, and technology and data, differentiating itself by providing a holistic approach to organizational change. The service is targeted at businesses and organizations seeking to undergo significant transformation to improve performance and long-term growth.
regular
Flipside Crypto
1.9K
Volume
+23%
Growth
A company that provides cryptocurrency and blockchain solutions. It develops proprietary data models to evaluate liquid crypto assets and offers a series of investment portfolios related to cryptocurrencies, differentiating itself by providing access to data for various blockchain networks including Ethereum, Bitcoin, Solana, Avalanche, Near, Sei, Base, Axelar, and Flow. The primary target demographic includes investors and analysts seeking detailed insights and data-driven evaluations of cryptocurrency assets.
peaked
Alt ave
0-100
Volume
+23%
Growth
Free and open-source platform that streamlines the process of filling and signing documents electronically. It allows users to create custom PDF forms that can be completed and signed online, providing a convenient and efficient solution for document management. Alt ave is particularly useful for businesses and individuals who require frequent document signing and form completion, offering a cost-effective and user-friendly alternative to traditional paper-based methods.
regular
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