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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
PrivyID
14.8K
Volume
+33%
Growth
Digital identity and signature provider offering secure and convenient solutions for signing documents digitally. PrivyID differentiates itself by providing a range of products such as PrivySign, PrivyPass, PrivyCorp, and e-Meterai, and operates in Indonesia and Australia, ensuring compliance with local regulations. The services are primarily targeted at businesses and individuals seeking reliable and legally recognized digital signing solutions.
regular
AcreTrader
3.6K
Volume
+33%
Growth
Real estate investment company specializing in farmland, founded in 2018 and headquartered in Fayetteville, Arkansas. AcreTrader differentiates itself by offering low minimum, passive farm investments that can be managed online, thereby increasing investor access to real assets while providing capital to farmers and growers. The platform primarily targets investors looking for alternative investment opportunities and farmers seeking financial support to expand their operations.
exploding
Heat map
135K
Volume
+33%
Growth
A data visualization technique that shows the magnitude of a phenomenon as color in two dimensions. The variation in color may be by hue or intensity, providing an immediate visual summary of information, making it easier to interpret complex data sets. Heat maps are commonly used in fields such as business analytics, biology, and web analytics to represent data in a more understandable and visually appealing way.
regular
Avalara
74K
Volume
+33%
Growth
A company specializing in digital sales tax compliance solutions, founded in 2004 by Scott McFarlane. It offers a range of compliance automation software, including tax calculation, document management, and compliance reporting, distinguishing itself through its extensive partnerships with accountants, technology partners, value-added resellers, and system integrators. Avalara primarily serves businesses seeking efficient and accurate tax compliance solutions on a global scale.
regular
Employee savings plan
170
Volume
+33%
Growth
A savings plan offered by employers that allows employees to save money over many years through paycheck deductions. These plans are typically used for various financial goals, such as retirement, and often include employer contributions or matching funds to enhance the savings potential. Employee savings plans are primarily targeted at employees seeking to build long-term financial security and prepare for future financial needs.
exploding
Rocket Dollar
1.3K
Volume
+33%
Growth
Rocket Dollar Inc. is a financial services company based in Austin, Texas, specializing in Self-Directed IRAs and Solo 401(k)s. These products enable individuals to diversify their retirement savings by investing in various asset classes such as real property, venture capital, and private equity, offering greater control and flexibility compared to traditional retirement accounts. Rocket Dollar primarily targets investors seeking to expand their retirement portfolios beyond conventional investment options.
regular
RebatesMe
9.9K
Volume
+32%
Growth
An online shopping platform based in Portland, Oregon, that offers cashback, coupon codes, and exclusive deals. RebatesMe differentiates itself by providing high cashback rates and has returned over $30 million to more than 350,000 users. The platform primarily targets online shoppers looking to save money through cashback and discounts.
peaked
Cyber insurance
22.2K
Volume
+32%
Growth
Specialty insurance product designed to protect businesses from internet-based risks and risks related to information technology infrastructure and activities. It generally covers a business's liability for data breaches involving sensitive customer information, such as Social Security numbers, credit card numbers, and other personal data, providing financial support for recovery and legal costs. Cyber insurance is particularly beneficial for businesses that handle large volumes of sensitive data and are at higher risk of cyber-attacks, such as financial institutions, healthcare providers, and e-commerce companies.
regular
Current Bank
22.2K
Volume
+31%
Growth
New York City-based neobank that operates primarily through its mobile app, offering online banking services. It differentiates itself from traditional brick-and-mortar banks by providing a seamless digital banking experience through partnerships with Choice Financial Group and Cross River Bank. Current Bank primarily targets tech-savvy individuals seeking convenient and modern banking solutions.
regular
Luko
22.2K
Volume
+31%
Growth
Insurance company that offers a device focused on home security and reducing electricity bills. It features an AI-powered sensor designed to monitor and prevent home accidents, providing real-time alerts and data to enhance safety and efficiency. Luko primarily targets homeowners and renters who are looking for innovative solutions to improve home security and manage energy consumption.
regular
Car IQ
4.4K
Volume
+30%
Growth
Revolutionary payment platform that uses real-time vehicle data to provide comprehensive oversight of all payments for businesses and fleets. It aims to eliminate the need for fuel cards, reduce fraud, improve efficiency, and streamline the reconciliation process by offering 100-percent accurate oversight for back office and administrative teams. Car IQ is particularly beneficial for businesses and fleet managers seeking to optimize payment processes and enhance operational efficiency.
exploding
Machine learning
550K
Volume
+30%
Growth
Subset of artificial intelligence (AI) that involves the use of algorithms and statistical models to enable computers to perform tasks without explicit instructions. Machine learning systems learn from data and improve their performance over time, making them valuable for applications such as recommendation systems, fraud detection, and autonomous vehicles. It primarily benefits data scientists, researchers, and industries looking to leverage data-driven decision-making and automation.
regular
Valid8
880
Volume
+29%
Growth
Cloud-based Verified Financial Intelligence (VFI) platform that assists teams in tracing the flow of funds quickly and accurately. It offers comprehensive tools for financial verification and analysis, going beyond traditional forensic accounting capabilities to provide detailed insights and data integrity. Valid8 is primarily targeted at financial professionals, auditors, and compliance teams seeking robust solutions for financial tracing and verification.
regular
Monzo
301K
Volume
+29%
Growth
Digital bank offering a variety of financial services such as personal savings and business current accounts, loans, debit and credit cards, and overdraft facilities. Monzo differentiates itself with its user-friendly mobile app, real-time spending notifications, and budgeting tools, providing a seamless banking experience. The bank primarily targets tech-savvy individuals and small businesses looking for convenient and innovative banking solutions.
regular
Sugi
40.5K
Volume
+29%
Growth
Sugi is an investment platform focused on sustainable, climate-friendly portfolios designed to help investors align their investments with environmental goals. It provides personalized insights into the carbon impact of various investment portfolios and offers recommendations for reducing carbon footprints through eco-conscious asset choices. Sugi is aimed at environmentally conscious individual investors seeking transparency and positive climate impact within their financial portfolios.
exploding
Multi-family office
3.6K
Volume
+28%
Growth
A wealth management firm that provides a range of services to multiple families. These services often include investment management, estate planning, tax services, philanthropy, and other financial planning services, offering a more comprehensive and personalized approach compared to traditional financial advisory services. Multi-family offices primarily cater to the complex financial needs of wealthy families seeking tailored and holistic financial solutions.
regular
Masterworks
33.1K
Volume
+28%
Growth
Masterworks is a company that enables individuals to buy and trade shares in high-value, blue-chip artworks. It differentiates itself by offering a unique investment opportunity in the art market, supported by expert research and acquisition teams to curate a diversified portfolio of iconic works. The service primarily targets investors looking to diversify their portfolios with alternative assets, particularly those interested in the art market.
regular
Payactiv
110K
Volume
+27%
Growth
Financial wellness platform that provides employees with on-demand access to their earned but unpaid wages. Payactiv differentiates itself by offering a comprehensive suite of financial services, including savings tools, bill payment options, and financial counseling, which help improve employee financial health and reduce financial stress. The platform primarily targets businesses looking to enhance employee satisfaction and retention by offering financial wellness benefits.
regular
Flash loans
14.8K
Volume
+26%
Growth
A concept in the decentralized finance (DeFi) space, primarily associated with blockchain and cryptocurrency platforms. They allow users to borrow funds without providing collateral, under the condition that the loan is repaid within the same transaction block, offering opportunities for arbitrage and other financial strategies. Flash loans are particularly useful for traders and developers looking to leverage instantaneous, collateral-free borrowing for complex financial maneuvers.
regular
Environmental, social and corporate governance
9.9K
Volume
+26%
Growth
A framework used to evaluate the sustainability and societal impact of an investment in a company or business. It encompasses three main criteria: environmental, social, and governance, which collectively help assess a company's long-term financial performance and risk management. This framework is particularly valuable for socially conscious investors seeking to make responsible investment decisions.
regular
Bridge money
880
Volume
+26%
Growth
Rewards app that offers users cash back on their rent payments, regardless of their location or payment method. Bridge differentiates itself by providing a unique incentive for renters, making it easier for them to save money on a recurring expense. The app primarily targets renters looking to reduce their monthly financial burden through cash-back rewards.
regular
Underweight
33.1K
Volume
+25%
Growth
Condition characterized by a body weight that is considered too low to be healthy, typically defined using the Body Mass Index (BMI) with a value of less than 18.5. Being underweight can result from various factors such as nutritional deficiencies, medical conditions, mental health issues, or genetics, and it poses health risks including weakened immune system, osteoporosis, and fertility issues. This condition primarily affects individuals who may have underlying health issues, poor dietary habits, or genetic predispositions.
regular
payall
22.2K
Volume
+25%
Growth
New cross-border processor that offers Correspondent Banking as a Service and enables 24x7 instant cross-border payments. Payall differentiates itself by providing a seamless and continuous payment processing service that operates around the clock, enhancing the efficiency and speed of international transactions. This service is particularly beneficial for businesses and financial institutions that require reliable and rapid cross-border payment solutions.
peaked
Terraland
1.3K
Volume
+25%
Growth
Driving simulator game set in the desert of White Rim Trail, Utah, USA, offering various modes such as Race, Free Ride, and Tour. The game provides an immersive experience with realistic desert landscapes and challenging driving conditions, differentiating itself with its detailed environment and diverse gameplay options. Terraland is aimed at driving enthusiasts and gamers who enjoy realistic simulation experiences and exploring unique terrains.
peaked
qsehra
5.4K
Volume
+24%
Growth
A Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is a type of health reimbursement arrangement that allows small employers with fewer than 50 full-time employees to reimburse their employees for medical expenses, including health insurance premiums. Established under the 21st Century Cures Act in December 2016, QSEHRA requires that employees have minimum essential coverage to receive tax-free reimbursements, and it must be offered on the same terms to all eligible employees. This arrangement primarily benefits small businesses looking to provide health benefits to their employees without offering a group health plan.
exploding
gainful
12.1K
Volume
+24%
Growth
Personalized sports nutrition company offering subscriptions to electrolyte drink mixes. Gainful differentiates itself by providing customized hydration solutions tailored to individual needs, enhancing athletic performance and recovery. The target demographic includes athletes and fitness enthusiasts seeking personalized nutrition to optimize their hydration and overall performance.
regular
doola
5.2K
Volume
+24%
Growth
Doola is a financial technology company that assists global entrepreneurs in forming and managing U.S. businesses, including LLCs, C Corps, and DAO LLCs. Their comprehensive "Business-in-a-Box" solution provides services such as company formation, obtaining an EIN, U.S. address and bank account setup, access to U.S. payment systems, bookkeeping, tax support, and more, allowing founders to focus on growing their businesses while Doola handles compliance and administrative tasks. This service is particularly beneficial for international founders looking to establish a U.S. presence without the need for a U.S. Social Security Number
regular
Startup consulting
1.9K
Volume
+24%
Growth
Startup consulting involves providing expert advice and guidance to new businesses to help them grow and succeed. Consultants typically assist with various aspects of the business, including business planning, market research, financial planning, marketing strategies, and operational efficiency. This service is particularly beneficial for entrepreneurs and early-stage companies seeking to navigate challenges, secure funding, and develop a sustainable business model.
regular
Aelf
165K
Volume
+23%
Growth
Blockchain platform that utilizes a mainchain-sidechain architecture to provide high-speed, scalable blockchain solutions. Built in the cloud, it supports robust blockchain infrastructure, including sidechain configuration, smart contracts, and cross-chain interactions, and is notable for its high transaction volume, with over 700,000 daily on-chain transactions. Aelf primarily targets developers and enterprises seeking scalable and efficient blockchain solutions for various applications.
regular
Dryrun
33.1K
Volume
+22%
Growth
Software tool that helps businesses take control of their finances through clear and flexible forecasts. Dryrun allows users to forecast their cash flow, revenue, and profit, providing them with a powerful scenario-modelling tool to gain confidence, clarity, and insight into their business operations. It is particularly beneficial for business owners, financial planners, and accountants who need detailed financial projections and scenario analysis to make informed decisions.
regular
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