Swedish fintech company that provides online payment solutions for consumers and merchants. Known for its 'buy now, pay later' service, Klarna allows consumers to make purchases and pay for them later, either in installments or in full after a set period, differentiating itself with flexible payment options. Klarna primarily targets online shoppers and e-commerce businesses seeking convenient and flexible payment methods.

Passive income refers to earnings generated with minimal active involvement, often derived from investments, rental properties, or business ventures. It provides financial benefits by creating a steady stream of income without the need for continuous effort, differentiating it from active income which requires ongoing work. This type of income is particularly appealing to individuals seeking financial independence, retirees, and those looking to diversify their income sources.

Software-as-a-service crowdfunding platform dedicated to helping companies raise capital. Fundable differentiates itself by providing a comprehensive suite of tools and resources to facilitate the fundraising process, including investor outreach and campaign management. The platform primarily targets startups and small to medium-sized enterprises seeking to secure funding from a broad base of investors.

An organization represented by rules encoded as a computer program, which is transparent, controlled by organization members, and not influenced by a central government. DAOs operate autonomously through smart contracts and are often based on blockchain technology, ensuring secure and transparent transactions and rules. They are primarily targeted at individuals and entities interested in decentralized governance and collective decision-making without a central authority.

Digital analytics involves the collection, measurement, analysis, and reporting of data from digital platforms such as websites, mobile apps, and social media. It aims to understand user behavior, optimize digital experiences, and drive business decisions by using tools like Google Analytics and Adobe Analytics. This field is essential for businesses looking to improve user engagement, enhance digital strategies, and measure the success of their online initiatives.

Software designed to automate and streamline the management of property taxes. It offers features such as automated tax calculations, asset management, compliance management, reporting and analytics, document management, and integration with other financial systems, enhancing accuracy and efficiency. This software is particularly beneficial for businesses and government entities that handle large volumes of property tax data and require robust compliance and reporting capabilities.

Chargeback fraud is a deceptive practice where a customer disputes a legitimate charge to receive a refund while retaining the product or service. This type of fraud exploits the chargeback process, which is intended to protect consumers from unauthorized or incorrect charges, by falsely claiming issues such as non-receipt, defects, or unauthorized transactions. It primarily affects merchants and businesses that accept credit card payments, leading to financial losses and increased scrutiny from payment processors.

Insurance Technology, or InsurTech, involves the application of technological innovations to enhance the efficiency and effectiveness of the insurance industry. It encompasses a range of technologies including AI, machine learning, blockchain, IoT, big data analytics, mobile technology, telematics, and digital platforms, aiming to disrupt traditional insurance models by providing more efficient, customer-friendly, and cost-effective solutions. InsurTech primarily benefits insurance companies, policyholders, and tech startups focused on the insurance sector.

Software applications designed to help users create graphical representations of data. These tools are essential for analyzing large datasets and presenting data in an easily understandable format, with popular options including Tableau, Power BI, D3.js, Google Data Studio, QlikView, Plotly, and Looker, each offering varying levels of complexity, customization, and integration capabilities. Data visualization tools are primarily targeted at data analysts, business intelligence professionals, and organizations seeking to derive insights from their data and communicate findings effectively.

Systematic approach used to evaluate and quantify risks associated with a particular process, activity, or system. It involves hazard identification, frequency analysis, consequence analysis, risk estimation, and risk evaluation to provide a numerical estimate of risk for informed decision-making and risk management. Quantitative Risk Assessment is primarily utilized by industries and organizations that require detailed risk analysis for safety, regulatory compliance, and strategic planning.

A professional who interacts with customers on behalf of an organization, providing information about products and services, handling complaints, processing orders, and answering questions. Customer Service Representatives are often the first point of contact for customers and play a crucial role in maintaining customer satisfaction and loyalty by resolving issues efficiently and ensuring a positive customer experience. They are essential in various industries, including retail, finance, healthcare, and telecommunications, and are particularly valuable for businesses aiming to enhance customer relations and retention.

Docuten is a company that provides services for digital signatures, invoicing, and direct debit management to automate administrative processes for businesses. Their solutions ensure global legal compliance and are integrated into a single platform, making it easier for businesses to manage their administrative tasks efficiently. Docuten primarily targets businesses looking to streamline their administrative processes and ensure legal compliance in their digital transactions.

BIMA is a provider of mobile-delivered insurance and health services in emerging markets. It offers simple and affordable life, accident, and health insurance services, making insurance accessible to underserved populations. BIMA primarily targets individuals in emerging markets who lack access to traditional insurance services.

Online billing and invoicing service designed specifically for small businesses and freelancers. It allows users to easily create, send, and store invoices all in one place, offering a streamlined and efficient invoicing process. Invoice Home is particularly beneficial for small business owners and freelancers who need a simple and effective solution for managing their invoicing needs.

Financial technology solutions designed for businesses and financial institutions to streamline, automate, and enhance various financial processes. These solutions differentiate themselves by offering advanced features such as real-time data analytics, automated compliance, and seamless integration with existing financial systems, providing significant operational efficiencies and cost savings. Enterprise fintech primarily targets large corporations, financial institutions, and enterprises seeking to modernize their financial operations and improve overall efficiency.

Decentralized network designed to enable interoperability, scalability, and ease of development for custom blockchains. It uses the Tendermint Core consensus engine and the Cosmos SDK for development, featuring a hub-and-zones architecture to facilitate communication between different blockchains. The Cosmos blockchain primarily benefits developers and organizations looking to create and connect multiple blockchains seamlessly.

The application of information technology and platform economics to the real estate industry. It encompasses a wide range of digital tools and technologies used to improve the efficiency, transparency, and overall experience of buying, selling, renting, and managing properties, including online payment and booking systems, property management software, and virtual tours. Proptech primarily benefits real estate professionals, property managers, and consumers looking for streamlined and efficient real estate transactions and operations.

A type of savings account that typically offers higher interest rates compared to regular savings accounts. Money Market Accounts often come with check-writing privileges and debit card access, providing more flexibility. They are particularly beneficial for individuals seeking higher returns on their savings while maintaining some liquidity.

International health insurance provider that covers healthcare costs for policyholders worldwide. It differentiates itself by offering a real-time claims settlement process, eliminating the need for out-of-pocket expenses and reimbursement procedures. PassportCard primarily serves expatriates, frequent travelers, and international employees in over 150 countries.

Company specializing in intelligent growth and analytics solutions within the web3 domain. Masa Finance offers services that help businesses acquire, retain, and verify users, along with providing analytics and attribution tools to understand user behaviors both on- and off-chain. The primary target demographic includes businesses operating in the web3 space seeking to optimize user engagement and data-driven decision-making.

Financial platform designed for pet parents, offering a range of services related to pet insurance, savings, and wellness. Fursure differentiates itself by providing a comprehensive suite of financial solutions tailored specifically for pet care, helping pet owners manage expenses and ensure the well-being of their pets. The platform primarily targets pet owners who are looking for reliable and holistic financial management tools to support their pets' health and wellness needs.

Software application designed for time tracking, allowing users to clock in and out, and keeping accurate records of hours, breaks, and overtime for various work routines. Blip differentiates itself by providing a user-friendly interface and robust reporting features that help businesses manage employee time efficiently and ensure compliance with labor regulations. The primary users of Blip are businesses and organizations seeking to streamline their time management processes and improve workforce productivity.

Service that allows users to make secure online payments using randomly-generated virtual card numbers instead of their real debit or credit card numbers. It helps protect against credit and debit card fraud by enabling users to create virtual cards for specific merchants, set spending limits, and pause or close a card at any time for added security. This service is particularly beneficial for individuals who prioritize privacy and security in their online transactions.

Mobile application designed to assist users in understanding and improving their sleep and energy levels through data-driven insights and wearable technology. It differentiates itself by integrating with various wearable devices to provide personalized recommendations and actionable insights for better health and wellness. The app primarily targets individuals looking to enhance their sleep quality and overall energy levels through technology-driven solutions.

Term that can refer to a large quantity of something, especially money. It can also denote a bribe or other illicit payment, particularly in a political context, or refer to stolen goods, loot, booty, or swag. The term is often used in discussions about corruption, theft, and illegal financial activities.

A process where a professional coach assists a businessperson in achieving their work-related goals. This guidance can encompass developing leadership skills, formulating business strategies, and enhancing mindset, thereby providing value through personalized support and expertise. Business coaching primarily benefits entrepreneurs, executives, and professionals seeking to improve their performance and achieve specific business objectives.

A company that specializes in the creation and management of blockchain technology, which is a decentralized and distributed digital ledger system. These companies provide solutions across various industries such as finance, supply chain, and healthcare, leveraging blockchain's capabilities for enhanced security, transparency, and efficiency. The primary clientele includes businesses and organizations seeking to implement blockchain solutions to improve operational processes and data integrity.

Field that involves the use of statistical methods, predictive models, and data analysis to make informed business decisions. It encompasses various techniques and tools to analyze business data, identify trends, and provide actionable insights, differentiating itself by its focus on data-driven decision-making. Business analytics primarily benefits organizations and professionals seeking to optimize operations, improve performance, and gain a competitive edge through data insights.

Optimization algorithm used to minimize functions by iteratively moving towards the minimum value. Widely utilized in machine learning, it adjusts model parameters to minimize the cost function, with variants like Batch, Stochastic, and Mini-batch Gradient Descent offering different advantages and trade-offs. Primarily benefits data scientists and machine learning practitioners who need efficient methods for training models.

Performance-based marketing strategy where businesses reward affiliates for driving traffic or sales to their website through the affiliate's marketing efforts. This strategy involves merchants, affiliates, and customers, with affiliates using unique tracking links to promote products and earn commissions based on sales, clicks, or leads. It is particularly beneficial for businesses seeking cost-effective marketing and for individuals or companies looking to earn passive income through product promotion.