Finance Trends

Returns or interest earned from participating in decentralized finance activities, such as lending, borrowing, staking, and providing liquidity to decentralized exchanges (DEXs). DeFi yield is generated through smart contracts on blockchain platforms like Ethereum and Binance Smart Chain, offering users the potential for high returns compared to traditional financial systems. It primarily appeals to cryptocurrency investors and users seeking to maximize their returns through decentralized financial services.

​Kavout is an AI-driven investment platform founded in 2015 and headquartered in Seattle, Washington, that leverages artificial intelligence, big data, and machine learning to assist investors in making informed decisions. The platform offers advanced tools such as AI Stock Picker, InvestGPT, and Kai Score, which process vast amounts of market data to identify high-potential investment opportunities across stocks, ETFs, and cryptocurrencies. Kavout primarily caters to retail investors seeking to enhance their investment strategies through AI-powered insights and tools

Blockchain protocol that focuses on privacy-preserving smart contracts. It enables decentralized applications (dApps) to perform encrypted computations, ensuring that data remains confidential by encrypting inputs at the protocol level, which enhances privacy and security compared to traditional smart contracts. Secret Network is particularly beneficial for developers and users who prioritize data privacy and security in their blockchain interactions.

Platform that simplifies cryptocurrency investing by providing tools for quick setup and fully-automated investing. Soon Crypto differentiates itself by making cryptocurrency investment accessible to users of all experience levels through its user-friendly interface and automation features. The platform primarily targets individuals interested in cryptocurrency investment, ranging from beginners to experienced investors seeking a streamlined investment process.

An experienced finance professional who provides CFO services to a company on a part-time or project basis. They bring extensive expertise and are typically engaged when a company needs additional or more experienced resources to manage its financial functions, offering high-level financial guidance without the cost of a full-time CFO. This service is particularly beneficial for small to mid-sized companies that require strategic financial oversight but cannot afford or do not need a full-time CFO.

Blockchain gaming refers to video games that incorporate blockchain technology to create, manage, and trade in-game assets, providing players with true ownership of their digital items. These games leverage blockchain for decentralization, transparency, and interoperability, allowing assets to be traded or used across different games on the same blockchain. Blockchain gaming primarily appeals to gamers interested in true asset ownership, play-to-earn models, and enhanced security and transparency in their gaming experience.

Decentralized financial service enabling users to lend and borrow cryptocurrencies via smart contracts on blockchain platforms. It provides opportunities for earning interest and participating in platforms like Aave, Compound, and MakerDAO, differentiating itself through the use of blockchain technology and decentralized protocols. DeFi lending primarily benefits cryptocurrency holders and investors seeking to earn passive income or access liquidity without traditional financial intermediaries.

Publicly traded Bitcoin mining company that operates blockchain computing centers to support the global decentralized financial economy. Founded in 2017 and headquartered in Toronto, Canada, it differentiates itself by utilizing hydroelectric power for environmentally friendly Bitcoin mining. Bitfarms primarily targets investors interested in cryptocurrency and sustainable mining practices.

Small business insurance company that is part of the Berkshire Hathaway Insurance Group, founded in 2015. Biberk offers various types of business insurance, leveraging the financial strength and extensive experience of its parent organization, with all major insurance subsidiaries rated A++ by A.M. Best Company. The company primarily targets small business owners seeking straightforward and affordable insurance solutions.

Economic adage stating that when a measure becomes a target, it ceases to be a good measure. This principle highlights the problem that once a metric is used as a target for decision-making, individuals may alter their behavior to achieve the target, often resulting in unintended and counterproductive outcomes. Goodhart's Law is particularly relevant to policymakers, economists, and business managers who rely on metrics for performance evaluation and strategic planning.

Company that provides financial risk technology solutions for the rental housing industry. LeaseLock's key product, LeaseLock Zero Deposit™, allows renters to lease properties without traditional security and pet deposits, using lease insurance instead, which helps optimize asset performance for property owners and operators. The service primarily benefits renters looking to avoid upfront deposit costs and property owners seeking to reduce financial risk and streamline leasing processes.

Tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. OppFi differentiates itself by leveraging technology to provide accessible and transparent financial products, aiming to serve consumers who are often underserved by traditional financial institutions. The primary target demographic for OppFi includes everyday Americans seeking alternative credit solutions and financial inclusion.

A payment gateway company based in the Philippines that provides products and services enabling businesses to accept online payments. It supports over 10 payment options, including Gcash, Maya, debit cards, credit cards, and Atome, and allows businesses to process, manage, and reconcile transactions with a single account. PayMongo primarily targets businesses of all sizes looking to streamline their online payment processes and improve transaction management.

Decentralized Finance (DeFi) banking is a financial ecosystem built on blockchain technology that aims to provide traditional financial services like lending, borrowing, trading, and earning interest without intermediaries such as banks. It leverages smart contracts to automate transactions and ensure transparency, making financial services more accessible and inclusive. DeFi banking primarily benefits individuals seeking decentralized, transparent, and inclusive financial solutions, often appealing to tech-savvy users and cryptocurrency enthusiasts.

Financial services company offering a wide range of CFD (Contract for Difference) financial instruments, including currency pairs, metals, commodities, and indices. Ultima Markets differentiates itself by emphasizing continuous improvement and systematic enhancement of trading conditions, with a strong focus on client satisfaction. The company's services are primarily targeted at traders and investors seeking diverse financial instruments and superior trading conditions.

Application Programming Interfaces that enable developers to access and integrate cryptocurrency data, such as prices, transactions, and blockchains, into their applications. These APIs provide a standardized way to interact with various blockchain networks, facilitating the development of cryptocurrency-related applications and services. Crypto APIs are primarily used by developers and businesses looking to incorporate cryptocurrency functionalities into their platforms.

Psychological concept where individuals focus on the lack of resources, such as time, money, or opportunities, leading to stress, anxiety, and poor decision-making. This mindset often results in a narrow focus on immediate needs and short-term solutions, rather than long-term planning and growth. It primarily affects individuals who perceive their resources as limited, impacting their ability to make long-term, strategic decisions.

Gen II Fund Services is a company that specializes in providing comprehensive fund administration services. Their expertise includes complex fund accounting, regulatory compliance, investor reporting, and capital call management, which differentiates them by enhancing operational efficiency for private equity managers. The primary beneficiaries of their services are private equity managers who seek to focus on value-creation strategies and oversight of portfolio companies.

Designed for enterprise use, this AI technology focuses on creating applications that are highly accurate, auditable, and controllable. It differentiates itself by offering tailored data and application access, ensuring that AI solutions meet specific business needs and compliance requirements. The primary target demographic includes enterprises seeking reliable and customizable AI solutions for their operations.

Financial service enabling cryptocurrency holders to lend their digital assets to borrowers in exchange for interest payments. This service typically involves a lending platform that acts as an intermediary, ensuring both parties meet their obligations and often requiring borrowers to provide collateral to secure the loan. Crypto lending is primarily targeted at individuals or institutions looking to earn passive income on their crypto holdings or those needing liquidity without selling their assets.

Framework that allows users to create their own analytics experiences by leveraging existing assets. Utilizing a microservices-based architecture, it is built from individual components, providing flexibility and modularity for customized data and analytics solutions. This approach is particularly beneficial for organizations seeking tailored analytics capabilities to meet specific business needs.

Ukrainian direct bank that has been operating since 2017, serving over 7 million customers. It offers credit cards, deposit options, and various other financial services, distinguished by its user-friendly mobile app for convenient financial management. Monobank primarily targets tech-savvy individuals and those seeking efficient, mobile-based banking solutions.

A type of cryptocurrency wallet that allows users to have complete control over their private keys and funds, eliminating the need for a third-party intermediary. This wallet type enhances security and privacy by ensuring that only the user has access to their keys, but it also requires the user to take full responsibility for managing their keys and funds. Non-custodial wallets are particularly beneficial for individuals who prioritize security and privacy in their cryptocurrency transactions and are comfortable managing their own digital assets.

Brand of central processing units (CPUs) and accelerated processing units (APUs) designed and marketed by Advanced Micro Devices (AMD). Known for their high performance, multi-core capabilities, and competitive pricing, Ryzen processors offer a strong alternative to Intel's offerings in the CPU market. They are primarily targeted at gamers, content creators, and professionals seeking powerful and cost-effective computing solutions.

A company that offers health and insurance products tailored for remote companies and remote workers globally. SafetyWing differentiates itself by providing comprehensive coverage that serves as a replacement for traditional national welfare systems, catering specifically to the needs of the remote workforce. The primary target demographic includes remote workers, digital nomads, and remote-first companies seeking reliable and flexible insurance solutions.

A leading crypto derivatives trading platform, Deribit is known for being the world's largest Bitcoin and Ethereum options exchange. It offers advanced trading features, including up to 50x leverage on crypto futures, setting it apart from competitors. Deribit primarily targets professional traders and institutional investors seeking high-leverage trading opportunities in the cryptocurrency market.

Payment platform designed for teenagers, enabling them to make online and offline payments using a specialized card. It offers a secure and convenient way for parents to send money to their kids, helping teenagers manage their finances responsibly. FamPay primarily targets teenagers and their parents, aiming to provide financial independence and education to young users.

Automated investment service provider offering diversified, indexed, and low-cost investment fund portfolios, pension plans, and life insurance. The company differentiates itself by providing globally diversified portfolios covering regions such as Europe, the United States, Japan, and emerging markets. Indexa Capital primarily targets individuals seeking a cost-effective and automated approach to investment management.

Restaking is a blockchain mechanism where users can stake their tokens multiple times across different protocols, allowing them to earn rewards or participate in governance across multiple decentralized applications (dApps) simultaneously. This process leverages the original staked tokens to increase utility and maximize returns without requiring additional assets. Restaking is primarily targeted at crypto investors and users looking to optimize their staking strategies for higher rewards and greater influence within multiple blockchain ecosystems.

Platform that allows users to buy and sell gift cards, pay bills, purchase gadgets, and obtain virtual dollar cards. Cardtonic differentiates itself by offering a wide range of services related to gift cards and digital transactions, providing a convenient and secure platform for users to manage their financial needs. The platform primarily targets individuals looking for a reliable and versatile solution for gift card trading and digital financial services.