Finance Trends

Financial services platform that enables users to buy, sell, invest, or trade in various financial instruments including stocks, bonds, OTC securities, REITs, hybrid securities, and ETFs. Stake differentiates itself by offering a user-friendly interface and access to a wide range of investment options, catering to both novice and experienced investors. The platform primarily targets individual investors looking for a comprehensive and accessible way to manage their investment portfolios.

Specialty insurance product designed to protect businesses from internet-based risks and risks related to information technology infrastructure and activities. It generally covers a business's liability for data breaches involving sensitive customer information, such as Social Security numbers, credit card numbers, and other personal data, providing financial support for recovery and legal costs. Cyber insurance is particularly beneficial for businesses that handle large volumes of sensitive data and are at higher risk of cyber-attacks, such as financial institutions, healthcare providers, and e-commerce companies.

Financial tool used to analyze stocks, ETFs, and indices, providing information and research capabilities for better investment decisions. Tickertape differentiates itself by focusing on the Indian market and offering a user-friendly interface with comprehensive data analytics and insights. It is primarily targeted at investors and traders looking for detailed financial analysis and research tools to make informed investment decisions.

Berlin-based company providing white-label insurance solutions and leading in insurance digitalization. ELEMENT Insurance AG is licensed to operate as a direct insurer for non-life insurance across all EU countries, offering custom-made insurance products through a unique technology platform. The company's services are primarily targeted at businesses seeking innovative and customizable insurance solutions.

Cash-out refers to the process of converting assets, winnings, or investments into cash. This term is commonly used in contexts such as casinos, where players exchange chips for money, or in financial markets, where investors sell their holdings to realize profits. The concept of cash-out is relevant to individuals seeking liquidity or immediate access to funds.

Individuals or groups who engage in fraudulent activities to deceive people and steal their money, personal information, or other valuable assets. They use various tactics, such as phishing emails, fake websites, phone calls, and social engineering, to trick their victims. Scammers often exploit people's trust, fear, or greed to achieve their goals.

Form of social engineering where an individual lies to obtain privileged data. The pretexter creates a fabricated scenario to engage the target and extract information, often used in identity theft, fraud, and other malicious activities. This technique primarily targets individuals or organizations with valuable or sensitive information.

Initiative focused on halting and reversing the decline of nature by conserving, restoring, and sustainably using natural resources. It aims to create a net positive impact on biodiversity and ecosystems, differentiating itself by emphasizing proactive measures to enhance natural habitats. This approach primarily benefits environmental organizations, policymakers, and businesses committed to sustainability and ecological preservation.

Unique physical or behavioral characteristics of individuals used for identification and authentication purposes. Common types include fingerprints, facial recognition, iris scans, voice recognition, and DNA, which are often utilized in security systems for unlocking devices, accessing secure facilities, or verifying identities. Biometric data is particularly valuable for enhancing security measures but also raises privacy concerns due to the sensitive nature of the information.

Online service offering legal forms and information for estate planning, including wills, trusts, and guardianships. It differentiates itself by providing a user-friendly platform that simplifies the process of creating essential legal documents without the need for a lawyer. The service is primarily targeted at individuals and families seeking an accessible and affordable way to manage their estate planning needs.

Company that provides medical insurance for pets, primarily dogs and cats. Founded in 2000, it offers comprehensive pet insurance plans covering various medical expenses, including surgeries, hospital stays, medications, and diagnostic tests, aiming to help pet owners manage high veterinary costs. Trupanion's services are targeted at pet owners seeking financial assistance for their pets' medical care.

Payment service that enables users to transfer money directly from their banking app using an email address or U.S. mobile phone number. It offers a convenient and fast way to send money to friends, family, or trusted individuals with a U.S. bank account, differentiating itself by integrating directly with many major banks' mobile apps. Zelle is primarily targeted at individuals seeking a quick and secure method for peer-to-peer money transfers within the United States.

AI lending platform that collaborates with banks and credit unions to offer consumer loans by utilizing non-traditional variables to assess creditworthiness. Upstart differentiates itself by leveraging artificial intelligence and machine learning to provide more accurate and inclusive credit assessments, potentially offering better loan terms for consumers. The platform primarily targets individuals seeking personal loans who may not have a traditional credit history, as well as financial institutions looking to enhance their lending processes.

Enterprise-ready, open-source blockchain designed for real-world decentralized finance (DeFi) applications, with a focus on tokenization. It features a developer-friendly hybrid architecture that supports hybrid relay bridges, interoperability, and spontaneous block finality, differentiating it from other blockchain networks. The XDC Network primarily targets businesses and developers looking to implement secure, scalable, and efficient DeFi solutions.

Consumer-facing financial services app that enables users to access their earned wages, savings tools, and rewards quickly. It differentiates itself by offering these services with no interest, no credit checks, and no hidden fees, providing a transparent and user-friendly financial solution. Klover primarily targets individuals seeking immediate access to their earnings and financial tools without the burden of traditional banking fees and credit requirements.

The Sensex, or the S&P BSE Sensex, is a stock market index that measures the performance of 30 well-established and financially sound companies listed on the Bombay Stock Exchange (BSE) in India. It serves as a barometer for the Indian stock market, providing insights into the overall health of the Indian economy and investor sentiment. The Sensex is crucial for investors, policymakers, and analysts interested in the Indian stock market and economy.

Required Minimum Distributions (RMDs) are mandatory withdrawals that individuals must take annually from their IRA and retirement plan accounts starting at age 72 (or age 73 if they reach age 72 after December 31, 2022). These distributions are designed to ensure that retirement accounts are eventually depleted and taxed, preventing indefinite tax deferral. RMDs primarily affect retirees who have accumulated savings in tax-deferred retirement accounts.

Company that provides insurance services specifically designed for landlords, aiming to offer fast, affordable, and excellent service. Steadily leverages modern technology and design to combine extensive insurance experience with innovative tech solutions, differentiating itself from traditional insurance providers. The primary target demographic for Steadily is landlords seeking efficient and cost-effective insurance solutions.

Unethical or illegal practice where a broker or trader executes orders on a security for their own account while taking advantage of advance knowledge of pending orders from their customers. This practice can occur in various contexts, including the stock market, cryptocurrency, and high-frequency trading, and is considered harmful to market integrity and client interests. Front running primarily affects retail investors and clients who rely on brokers and traders to act in their best interest.

An electronic device, online service, or software program that facilitates electronic transactions. It securely stores payment information and passwords for various payment methods and websites, enabling users to complete purchases quickly and easily. eWallets are particularly beneficial for individuals seeking convenience and efficiency in managing their financial transactions through smartphones or other connected devices.

Economic theory that focuses on the role of government spending and taxation in managing the economy. Modern Monetary Theory (MMT) suggests that governments can use fiscal policy, including taxation and spending, to achieve full employment and control inflation, arguing that a sovereign government with its own currency can never run out of money in the same way a household or business can. MMT primarily appeals to policymakers, economists, and academics interested in alternative approaches to traditional economic theories and fiscal policy management.

Term that can refer to a large quantity of something, especially money. It can also denote a bribe or other illicit payment, particularly in a political context, or refer to stolen goods, loot, booty, or swag. The term is often used in discussions about corruption, theft, and illegal financial activities.

​Yassir is an Algerian-based super app that offers a range of on-demand services, including ride-hailing, food and grocery delivery, and digital payments. Founded in 2017, it has expanded its operations to 45 cities across Algeria, Morocco, Tunisia, Senegal, South Africa, France, and Canada, serving over 8 million users. Yassir primarily caters to individuals in these regions seeking convenient access to transportation, delivery services, and financial transactions through a single platform

Financial service platform that enables users to create accounts, make payments, send and receive money, manage budgets, obtain electronic pins, make split payments, create social accounts, and chat. It offers a range of financial management tools and social features, aiming to simplify and enhance the user experience in handling personal finances. The platform is targeted at individuals seeking a comprehensive and user-friendly solution for managing their financial activities and social interactions in one place.

Financial technology company that offers a retail finance platform enabling retailers, lenders, and payment providers to provide instant finance options. The platform supports both B2C and B2B transactions, differentiating itself by facilitating seamless integration and quick credit decisions. Divido primarily serves retailers, financial institutions, and payment providers in the United Kingdom, Germany, and the United States.

A B2B fintech company specializing in cross-border payments, leveraging a proprietary global network with direct connections to local payment brands. Thunes differentiates itself by enabling improved payment experiences and supporting payment corridors to 133 countries, making it a key player in the global payments landscape. The company's services are primarily targeted at fast-growing businesses seeking efficient and reliable international payment solutions.

AI-enabled Strategic Portfolio, Financial, Resource, and Work Management platform designed to meet the needs of various organizations. Oneplan differentiates itself by integrating advanced AI capabilities to streamline and optimize project management processes, providing comprehensive tools for planning, tracking, and resource allocation. The platform is targeted at businesses and organizations seeking to enhance their project management efficiency and decision-making through advanced technology.

Sugi is an investment platform focused on sustainable, climate-friendly portfolios designed to help investors align their investments with environmental goals. It provides personalized insights into the carbon impact of various investment portfolios and offers recommendations for reducing carbon footprints through eco-conscious asset choices. Sugi is aimed at environmentally conscious individual investors seeking transparency and positive climate impact within their financial portfolios.

Legal instruments used in estate planning to manage and distribute assets after death. Wills specify how a person's assets and affairs will be handled, including the appointment of guardians for minor children and executors for the estate, while trusts involve a trustee managing assets for the benefit of beneficiaries, potentially avoiding probate and providing privacy. These tools are essential for individuals seeking to ensure their wishes are carried out and their loved ones are provided for.

Automated Clearing House (ACH) is an electronic network used for processing financial transactions in the United States. It facilitates various types of transactions, including direct deposits, payroll, and vendor payments, by processing them in batches, which typically take a few days to clear. ACH is primarily used by businesses, financial institutions, and government agencies for efficient and secure transaction processing.