Finance Trends

Platform that provides APIs for accessing real-time and historical data from over 40 blockchain chains and various protocols. BitQuery supports data retrieval through Websockets, SQL, and Cloud services, offering comprehensive data solutions for blockchain analytics and development. The platform is primarily targeted at developers, analysts, and businesses seeking detailed blockchain data for various applications.

Integration Platform as a Service (iPaaS) is a cloud-based service that provides automated tools to integrate software applications deployed in different environments. It facilitates seamless communication and data flow between various applications and data sources, offering features like automated workflows, real-time data synchronization, scalability, and ease of use. iPaaS is particularly beneficial for businesses seeking to improve operational efficiency, data accuracy, and overall integration processes.

​Capitalise.ai is a fintech platform that enables traders to automate their trading strategies using natural language, eliminating the need for coding expertise. The platform offers features such as backtesting against historical market data, real-time monitoring, and smart notifications, facilitating informed and efficient trading decisions. Capitalise.ai primarily caters to retail traders and investors seeking to enhance their trading strategies through accessible automation tools

Company that offers improved credit solutions to middle-class Latin Americans by leveraging proprietary technology and origination procedures. Apurata differentiates itself by utilizing advanced algorithms and streamlined processes to provide faster and more accessible credit options, aiming to address the financial needs of underserved populations. The primary target demographic for Apurata includes middle-class individuals in Latin America seeking efficient and reliable credit solutions.

Financial service platform tailored for landlords, offering banking solutions to help manage rental property income efficiently. The platform provides no fees, competitive interest rates on savings accounts, and cashback on debit card spending, differentiating itself by focusing on the specific financial needs of landlords. Baselane primarily targets landlords and property managers seeking streamlined financial management for their rental properties.

Financial service that allows employees to access a portion of their earned wages before their regular payday. It helps employees manage cash flow and avoid high-interest debt options, typically without charging interest but may include a small transaction fee. EWA services are often integrated with payroll systems and may include additional financial wellness tools, primarily benefiting employees who need immediate access to their earnings for financial stability.

Company that specializes in facilitating global payments for expanding businesses by merging traditional payment systems with blockchain technology. It stands out by offering portfolio diversification, access to new market opportunities, and the flexibility to fund accounts with any currency, enhancing financial operations for businesses. The primary audience includes businesses seeking innovative payment solutions and financial flexibility in a global market.

Stablecoin that merges traditional finance with blockchain technology to create new investor opportunities. It is designed to maintain a stable value, typically pegged to a fiat currency like the US Dollar, and is used to provide liquidity and stability in the cryptocurrency market. USDH is primarily targeted at investors and traders seeking a reliable digital asset for transactions and hedging against market volatility.

Research and advisory firm known for its market analysis and investment strategies. Fundstrat provides predictions on stock market trends and cryptocurrency values, with notable recommendations including core portfolio holdings like Apple, Nvidia, and Tesla. The firm primarily targets investors and financial professionals seeking informed insights and strategic guidance on market movements.

Nonprofit online web application that assists low-income Americans in filing for Chapter 7 bankruptcy independently. Founded in 2016, it offers free tools for disputing debt, negotiating debt, and filing for bankruptcy, distinguishing itself by providing accessible legal assistance to those who cannot afford traditional legal services. Upsolve primarily benefits low-income individuals seeking to eliminate debt and achieve financial stability.

A DeFi aggregator is a platform that consolidates various decentralized financial services and products into a single interface. It allows users to access multiple DeFi protocols and services, such as lending, borrowing, trading, and yield farming, from one platform, thereby helping them find the best rates and opportunities without manually searching each one. DeFi aggregators are particularly beneficial for cryptocurrency investors and traders looking to optimize their returns and manage their portfolios efficiently.

Practice that combines financial management, operations, and technology to optimize cloud spending and drive financial accountability within organizations. It involves collaboration between finance, engineering, and business teams to ensure that cloud resources are used efficiently and cost-effectively, providing visibility, control, and optimization of cloud costs. FinOps is particularly beneficial for organizations adopting cloud services and seeking to manage their cloud expenditures effectively.

Cybersecurity company providing a range of products and services designed to enhance and redefine cybersecurity measures. SentinelOne offers solutions such as the SentinelOne Endpoint Protection Platform, Singularity Cloud, and Singularity Mobile, which differentiate themselves through advanced AI-driven threat detection and response capabilities. The company's products are primarily targeted at enterprises and organizations seeking robust, automated cybersecurity solutions to protect against evolving threats.

Financial technology company founded in 2015 that focuses on easing the stress of paying for everyday expenses. The company offers technology that approves the majority of applicants, providing them with more flexible options on how and when to pay, differentiating itself by its high approval rates and user-friendly payment solutions. Sunbit primarily targets consumers looking for manageable payment plans for their everyday purchases.

An RFID blocking wallet is a type of wallet designed to protect against unauthorized scanning of RFID (Radio-Frequency Identification) enabled cards, such as credit cards, passports, and ID cards. These wallets are lined with special materials, such as metal or carbon fiber, that create a protective shield to block electromagnetic signals, preventing identity theft and electronic pickpocketing (also known as RFID skimming). RFID blocking wallets are primarily targeted at individuals concerned about digital security, frequent travelers, and professionals carrying contactless payment or identification cards.

Method in the financial markets that allows individuals to automatically copy the positions opened and managed by other selected traders. This practice links a portion of the copying trader's funds to the account of the copied investor, enabling the copying trader to replicate the trades placed by more experienced traders in real time. It is beneficial for those who may not have the time or expertise to trade on their own.

A well-known financial technology company in India that provides payment solutions to businesses. It offers a range of services including payment gateway, payment links, subscription billing, and more, enabling businesses to accept, process, and disburse payments with its product suite. Razorpay primarily targets businesses looking for comprehensive and reliable payment processing solutions.

Payment method that uses a wearable ring equipped with contactless payment technology. The ring functions similarly to a debit card, utilizing advanced security features provided by MasterCard to protect against fraudulent purchases, and does not display any visible debit card numbers, enhancing its security. This payment method is particularly beneficial for tech-savvy individuals seeking a convenient and secure way to make transactions without carrying traditional cards.

Online crowdfunding service that allows individual investors to invest in startup companies. It leverages a provision in the 2012 JOBS Act, which permits unaccredited investors to purchase equity in early-stage private companies, differentiating it from platforms like Kickstarter or Indiegogo where backers typically receive products or perks instead of equity. Wefunder primarily targets individual investors interested in gaining equity in startups and early-stage companies.

Mutual insurance company providing financial services to cooperatives, credit unions, their members, and other customers worldwide. TruStage offers a range of commercial and consumer insurance and protection products, differentiating itself through its focus on cooperative and credit union markets. The company's services are primarily targeted at credit unions, their members, and other cooperative entities seeking comprehensive insurance and financial solutions.

Incentives provided in the form of cryptocurrency tokens for participating in various blockchain activities such as mining, staking, providing liquidity, or using crypto-related services. These rewards can vary based on the specific blockchain and activity involved, offering participants a way to earn digital assets for their contributions. Crypto rewards primarily benefit individuals and entities involved in blockchain technology and cryptocurrency ecosystems, including miners, stakers, and liquidity providers.

Cloud-based audit automation platform designed to streamline and enhance audit, risk, economic social governance (ESG), and InfoSec management processes. It differentiates itself by offering an integrated suite of tools that improve efficiency, collaboration, and compliance for audit and risk management professionals. The platform is primarily targeted at businesses and organizations seeking to optimize their internal audit and risk management functions.

Lending platform that connects borrowers with financial institutions, lending businesses, and individual investors. Lenme allows users to borrow money or invest in loans while maintaining complete anonymity throughout the process, providing access to thousands of borrowers and over 2,000 data points to help investors make informed decisions. The platform is primarily targeted at individuals and businesses seeking to either obtain loans or invest in lending opportunities with a high level of data-driven insight.

The fully operational and live blockchain network where actual transactions occur and where the digital currency has real value. It serves as the primary network for a cryptocurrency or blockchain project, ensuring that all features and functionalities are live and accessible to users, and is crucial for the deployment of decentralized applications (dApps), smart contracts, and other blockchain-based solutions. Mainnet primarily benefits developers, users, and businesses looking to utilize blockchain technology in a real-world environment.

A fintech company that provides home equity lines of credit and other lending products, utilizing blockchain technology to enhance efficiency. Figure Lending is part of Figure Technologies, founded by Mike Cagney, and distinguishes itself by leveraging blockchain to streamline the lending process, offering faster and more transparent services. The company's offerings are primarily targeted at homeowners seeking to access their home equity with reduced processing times and increased transparency.

A company that designs and develops application software, offering solutions for account verification, risk management, and personal finance. It differentiates itself by providing secure and efficient APIs that enable seamless integration with banking and financial services, enhancing operational efficiency and customer experience. TrueLayer primarily serves banks and financial services institutions in the United Kingdom.

A Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is a type of health reimbursement arrangement that allows small employers with fewer than 50 full-time employees to reimburse their employees for medical expenses, including health insurance premiums. Established under the 21st Century Cures Act in December 2016, QSEHRA requires that employees have minimum essential coverage to receive tax-free reimbursements, and it must be offered on the same terms to all eligible employees. This arrangement primarily benefits small businesses looking to provide health benefits to their employees without offering a group health plan.

Blockchain-as-a-service solution that provides users with access to full nodes and blockchain explorers via API. Supporting over 103 popular blockchains, including Bitcoin, Binance Smart Chain, Ethereum, Solana, and Monero, it offers high-quality, reliable access to blockchain data for developers and businesses. This service is particularly beneficial for developers and businesses seeking efficient and dependable blockchain data access for their applications.

Financial services company based in Austin, Texas, specializing in Bitcoin-related services. Unchained Capital offers collaborative custody multisignature vaults and loans, providing expert guidance and integrated Bitcoin wallet management and wealth services. The company's services are primarily targeted at Bitcoin investors and holders seeking secure storage and financial solutions for their digital assets.