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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
onow
1K
Volume
+96%
Growth
Organization that empowers young female migrants in Myanmar by providing financial education and entrepreneurship opportunities. ONOW uses a data-driven and tech-enabled approach to deliver its programs, aiming to enhance financial literacy and entrepreneurial skills among its participants. The primary beneficiaries of ONOW's initiatives are young female migrants in Myanmar seeking to improve their economic prospects and financial independence.
exploding
Reinforcement learning
110K
Volume
+96%
Growth
Reinforcement learning (RL) is a type of machine learning where an agent learns to make decisions by performing actions in an environment to maximize cumulative rewards. It involves key concepts such as agents, environments, states, actions, rewards, policies, value functions, and algorithms like Q-Learning, which help the agent improve its decision-making over time. RL is particularly beneficial for applications requiring adaptive decision-making, such as robotics, game playing, and autonomous systems.
exploding
Klover
49.5K
Volume
+96%
Growth
Consumer-facing financial services app that enables users to access their earned wages, savings tools, and rewards quickly. It differentiates itself by offering these services with no interest, no credit checks, and no hidden fees, providing a transparent and user-friendly financial solution. Klover primarily targets individuals seeking immediate access to their earnings and financial tools without the burden of traditional banking fees and credit requirements.
exploding
Tokeny
2.4K
Volume
+96%
Growth
Luxembourg-based FinTech company specializing in providing an institutional-grade, secure end-to-end platform for the issuance and lifecycle management of tokenized securities. Leveraging blockchain technology and extensive experience from the traditional securities world, Tokeny offers modular and user-friendly tokenization technology to investment banks, funds, mid-cap companies, and distributors, making participation in ICOs or STOs transparent, accessible, and secure. The platform is particularly beneficial for financial institutions and companies looking to streamline and secure their tokenization processes.
regular
staked
49.5K
Volume
+95%
Growth
In the context of cryptocurrency, it refers to the process of participating in transaction validation on a proof-of-stake (PoS) blockchain by holding and locking up a certain amount of cryptocurrency. Validators are chosen based on the amount they stake, and they earn rewards for their participation, providing a potential income stream. This process is primarily beneficial for cryptocurrency holders looking to earn rewards and support the network's security and operations.
regular
Affiliate platform
2.4K
Volume
+95%
Growth
A marketing arrangement where affiliates, such as bloggers, influencers, or social media content creators, receive a commission for each visit, signup, or sale they generate for a merchant. This platform connects companies with affiliates to help outsource part of the sales process, providing a cost-effective way for businesses to expand their reach and increase sales. The primary users of affiliate platforms are companies looking to boost their marketing efforts and affiliates seeking to monetize their online presence.
regular
Bridge mutual
70
Volume
+95%
Growth
Bridge Mutual is a decentralized, discretionary peer-to-peer (p2p) and peer-to-business (p2b) insurance platform. It offers coverage for stablecoins, centralized exchanges, and smart contracts, differentiating itself by leveraging blockchain technology to provide transparent and efficient insurance solutions. The platform primarily targets cryptocurrency users and businesses seeking protection against potential losses in the digital asset space.
peaked
Risk-based approach
4.4K
Volume
+95%
Growth
Concept utilized in various fields such as finance, healthcare, cybersecurity, and project management to identify, assess, and prioritize risks. This method ensures that resources are allocated efficiently to mitigate the most significant risks, thereby focusing on critical areas that could impact organizational objectives and operations. It is particularly beneficial for organizations aiming to make informed decisions and protect against potential threats.
exploding
datapoints
1.6K
Volume
+94%
Growth
An individual unit of data that can be used in various contexts such as statistics, data analysis, and machine learning. In statistics and data analysis, a datapoint is a single value or measurement collected during a study or experiment, while in machine learning, it typically refers to a single instance of data that includes features and possibly a label. Datapoints are essential for researchers, data analysts, and machine learning practitioners who rely on them to draw insights, build models, and make data-driven decisions.
regular
Investment tax credit
550K
Volume
+94%
Growth
Federal tax incentive aimed at encouraging business investment by allowing deductions of a percentage of investment costs from taxes. The Investment Tax Credit (ITC) provides additional financial benefits beyond standard depreciation allowances, making it an attractive option for businesses looking to reduce their tax liabilities. This credit primarily benefits businesses and individuals investing in qualifying assets, such as renewable energy projects and certain types of equipment.
regular
Salary benchmarking
4.4K
Volume
+94%
Growth
Salary benchmarking, also known as compensation benchmarking, is the process of comparing an organization's compensation levels and practices against those of other organizations. This practice ensures that the organization remains competitive in attracting and retaining talent by collecting and analyzing salary data for similar roles in similar industries and geographic locations. It is particularly beneficial for HR professionals and organizational leaders who aim to maintain equitable and competitive salary structures.
exploding
Open startups
390
Volume
+92%
Growth
Companies that embrace a philosophy of transparency and openness in their operations. This includes being transparent about their financials, business models, and other key metrics with their customers and the public, aiming to build trust and foster a community around the business. Open startups primarily appeal to customers, investors, and stakeholders who value transparency and accountability in business practices.
regular
sourcescrub
6.6K
Volume
+92%
Growth
Data service company that offers a Private Company Intelligence platform to assist firms in researching, finding, and connecting with bootstrapped companies. SourceScrub differentiates itself by enabling deal teams to adopt a data-driven approach in a traditionally opaque market segment, providing valuable insights and connections. The platform is primarily targeted at investment firms, private equity, and venture capital professionals seeking to identify and engage with promising private companies.
regular
Artificial intelligence
2.24M
Volume
+91%
Growth
Simulation of human intelligence in machines programmed to think and learn like humans. AI can perform tasks such as visual perception, speech recognition, decision-making, and language translation, with applications in fields like healthcare, finance, and automotive. It is beneficial for industries seeking to automate complex tasks and improve efficiency.
regular
Cryptocurrency scams
4.4K
Volume
+91%
Growth
Fraudulent schemes involving digital currencies to deceive individuals and steal their money. These scams can take various forms, such as phishing, Ponzi schemes, fake ICOs, pump and dump schemes, ransomware, impersonation scams, and fake exchanges, each designed to exploit the trust and lack of knowledge of potential victims. Cryptocurrency scams primarily target individuals and investors who are new to the cryptocurrency market or lack sufficient knowledge about secure practices in digital currency transactions.
regular
Indexa capital
40.5K
Volume
+91%
Growth
Automated investment service provider offering diversified, indexed, and low-cost investment fund portfolios, pension plans, and life insurance. The company differentiates itself by providing globally diversified portfolios covering regions such as Europe, the United States, Japan, and emerging markets. Indexa Capital primarily targets individuals seeking a cost-effective and automated approach to investment management.
exploding
Onvi
5.4K
Volume
+89%
Growth
Company specializing in dental health by creating innovative products and services to enhance oral hygiene. Onvi differentiates itself by focusing on user-friendly designs and advanced technology to encourage better oral health practices. The primary target demographic includes individuals seeking to improve their dental hygiene through modern, effective solutions.
regular
rmds
90.5K
Volume
+89%
Growth
Required Minimum Distributions (RMDs) are mandatory withdrawals that individuals must take annually from their IRA and retirement plan accounts starting at age 72 (or age 73 if they reach age 72 after December 31, 2022). These distributions are designed to ensure that retirement accounts are eventually depleted and taxed, preventing indefinite tax deferral. RMDs primarily affect retirees who have accumulated savings in tax-deferred retirement accounts.
exploding
No buy year
1.6K
Volume
+89%
Growth
A personal finance challenge where an individual commits to not making any non-essential purchases for an entire year. The primary goal is to reset spending habits, save money, and become more mindful of consumption, often involving strict budgeting and tracking of essential expenditures. This challenge is particularly beneficial for individuals looking to improve financial discipline, reduce clutter, and promote sustainable living.
exploding
HoneyDue
120
Volume
+88%
Growth
Financial management tool designed for couples to manage expenses, set budgets, and handle bills collaboratively. HoneyDue differentiates itself by offering features tailored specifically for couples, such as shared financial goals and real-time expense tracking, enhancing transparency and financial communication between partners. The primary target demographic for HoneyDue includes couples looking to streamline their financial management and improve their financial planning together.
regular
Wefox
33.1K
Volume
+88%
Growth
Insurtech platform founded in 2015 that connects insurance companies, brokers, businesses, and customers to provide simple access to digital insurance solutions. Wefox differentiates itself by offering a comprehensive digital ecosystem that streamlines the insurance process, enhancing efficiency and user experience. The platform primarily targets insurance brokers, companies, and customers seeking a more integrated and user-friendly approach to managing insurance needs.
exploding
Meet summer
880
Volume
+88%
Growth
This refers to a program that works in collaboration with employers to help their employees manage and reduce student loan debt. As a certified B-Corp, it emphasizes both profit and purpose, aiming to create general social impact by alleviating the burden of student loans.
peaked
Data tokenization
60.5K
Volume
+87%
Growth
Process used in data security to replace sensitive data elements with non-sensitive equivalents, referred to as tokens. These tokens can be used in place of the original data in various systems and processes, reducing the risk of data breaches and unauthorized access. Data tokenization is commonly used in industries that handle sensitive information, such as finance, healthcare, and retail, to comply with data protection regulations like PCI DSS and GDPR.
regular
Synapse network
210
Volume
+86%
Growth
Cross-chain liquidity network that facilitates seamless asset transfers and liquidity migration between various blockchains. It emphasizes interoperability and scalability, enabling efficient and secure transactions across different blockchain ecosystems, and offers solutions like the SNP launchpad and a VC Fund. The Synapse Network primarily targets blockchain developers, investors, and brands looking to leverage cross-chain capabilities and enhance their blockchain projects.
peaked
Public App
201K
Volume
+86%
Growth
Investing platform that allows users to trade fractional shares of stocks, bonds, ETFs, options, and other assets like cryptocurrencies and royalties. It offers zero fees for many trades, making it a low-cost brokerage option, and provides advanced tools and AI-powered insights to help users make informed investing decisions. The Public App is targeted at individual investors looking for a cost-effective and user-friendly platform to manage their investments.
regular
React developer
14.8K
Volume
+86%
Growth
Software engineer with expertise in web development using the React javascript framework created by Facebook.
regular
kyc
368K
Volume
+85%
Growth
Know Your Customer (KYC) is a process used by businesses, particularly financial institutions, to verify the identity of their clients. This process aims to prevent fraud, money laundering, and other illegal activities by collecting and verifying personal information such as name, address, date of birth, and identification documents. KYC procedures are essential for maintaining the integrity of financial systems and ensuring regulatory compliance, primarily benefiting financial institutions and their customers.
regular
Tamara app
3.6K
Volume
+85%
Growth
Financial technology platform that allows users to shop and pay later, simplifying the shopping process with quick sign-up and deferred payments. The app is user-friendly, Sharia-compliant, and does not charge late fees, differentiating it from other buy-now-pay-later services. It primarily targets consumers seeking flexible and hassle-free payment solutions.
regular
Prodigy Finance
40.5K
Volume
+84%
Growth
Financial services company founded in 2007 by three MBA students, focusing on providing funding solutions for international students. It offers loans without requiring collateral, co-signers, guarantors, or extensive documentation, differentiating itself from traditional banks by making education financing more accessible. Prodigy Finance primarily targets international students who are often underserved by conventional financial institutions.
regular
YubiKey
165K
Volume
+84%
Growth
A hardware authentication device manufactured by Yubico that provides secure access to computers, networks, and online services. It supports various authentication protocols, including one-time passwords (OTP), public key infrastructure (PKI), and FIDO Universal 2nd Factor (U2F) and FIDO2, enhancing security by requiring physical possession of the device in addition to a password. YubiKey is primarily targeted at individuals and organizations seeking robust two-factor authentication solutions to protect sensitive information and online accounts.
exploding
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