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Finance Trends
Emerging trends in banking, money and finance.
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5 years
finance
Data tokenization
60.5K
Volume
+70%
Growth
Process used in data security to replace sensitive data elements with non-sensitive equivalents, referred to as tokens. These tokens can be used in place of the original data in various systems and processes, reducing the risk of data breaches and unauthorized access. Data tokenization is commonly used in industries that handle sensitive information, such as finance, healthcare, and retail, to comply with data protection regulations like PCI DSS and GDPR.
regular
PAX Gold
0-100
Volume
+70%
Growth
Commodity-backed gold stablecoin issued by Paxos, each token is backed by 1 fine troy ounce of gold stored in Brink's vaults. PAXG provides investors with a way to gain exposure to gold markets without using ETFs, futures contracts, or other derivative products, offering a more direct and tangible investment in gold. This stablecoin is particularly beneficial for investors seeking a secure and regulated method to invest in physical gold while leveraging the advantages of blockchain technology.
peaked
Payactiv
110K
Volume
+69%
Growth
Financial wellness platform that provides employees with on-demand access to their earned but unpaid wages. Payactiv differentiates itself by offering a comprehensive suite of financial services, including savings tools, bill payment options, and financial counseling, which help improve employee financial health and reduce financial stress. The platform primarily targets businesses looking to enhance employee satisfaction and retention by offering financial wellness benefits.
regular
Passive income
165K
Volume
+69%
Growth
Passive income refers to earnings generated with minimal active involvement, often derived from investments, rental properties, or business ventures. It provides financial benefits by creating a steady stream of income without the need for continuous effort, differentiating it from active income which requires ongoing work. This type of income is particularly appealing to individuals seeking financial independence, retirees, and those looking to diversify their income sources.
regular
Flash loans
14.8K
Volume
+68%
Growth
A concept in the decentralized finance (DeFi) space, primarily associated with blockchain and cryptocurrency platforms. They allow users to borrow funds without providing collateral, under the condition that the loan is repaid within the same transaction block, offering opportunities for arbitrage and other financial strategies. Flash loans are particularly useful for traders and developers looking to leverage instantaneous, collateral-free borrowing for complex financial maneuvers.
regular
Cash App
1.83M
Volume
+68%
Growth
Mobile payment service developed by Square, Inc. that allows users to transfer money using a mobile phone app. It offers features such as a customizable debit card, direct deposit, Bitcoin transactions, and commission-free stock and ETF investments, differentiating itself with its diverse financial services. The app primarily targets individuals seeking a convenient and versatile platform for managing personal finances and making transactions.
regular
Sumup card reader
14.8K
Volume
+68%
Growth
Mobile NFC/Bluetooth device that enables businesses to accept card payments. It is priced around $39.99 and is available from retailers like Quill and Staples, offering a portable solution for on-the-go transactions. The SumUp card reader is primarily targeted at small businesses and entrepreneurs seeking a cost-effective and mobile payment processing option.
regular
Gaming metaverse
260
Volume
+67%
Growth
The Gaming metaverse is a collective virtual shared space where players can interact with each other and the environment in real-time across various games and platforms. It is experiencing significant growth, with a strong compound annual growth rate (CAGR) of 40% expected, and the Software segment is the dominant market segment, capturing over 41.9% of the market share in 2023. This virtual space primarily appeals to gamers, developers, and tech enthusiasts looking for immersive and interconnected gaming experiences.
peaked
Data pipeline
18.1K
Volume
+67%
Growth
A series of data processing steps where data is ingested from various sources, processed, and then stored or used for analysis. The steps typically include data collection, data cleaning, data transformation, and data storage, ensuring that data flows smoothly from its source to its destination. Data pipelines are essential for enabling real-time analytics, machine learning, and other data-driven applications, benefiting data engineers, analysts, and businesses seeking to leverage data for decision-making.
exploding
Texture capital
170
Volume
+67%
Growth
A financial services company that leverages advanced technology to facilitate capital raising and investor connections. Texture Capital differentiates itself by being registered with the SEC as a broker, ensuring regulatory compliance and offering unique investment opportunities. The primary target demographic includes companies seeking to raise capital and investors looking for distinctive investment options.
regular
Financial crime
9.9K
Volume
+67%
Growth
Criminal activities that involve the unlawful conversion of property ownership for personal use and benefit. Financial crimes can undermine the integrity of financial systems globally and pose risks to the security of individuals and institutions. These crimes are particularly concerning for regulatory bodies, financial institutions, and law enforcement agencies focused on maintaining economic stability and public trust.
exploding
SentiLink
2.4K
Volume
+67%
Growth
Software company specializing in advanced technology and fraud expertise. SentiLink differentiates itself by providing innovative solutions to detect and prevent identity fraud, leveraging a combination of machine learning and expert analysis to offer comprehensive fraud prevention services. The primary target demographic includes financial institutions, lenders, and businesses seeking robust fraud detection and prevention mechanisms.
regular
Proof of impact
110
Volume
+67%
Growth
Mechanisms in blockchain technology or social impact measurement used to verify and validate positive social or environmental impacts. In blockchain, digital tokens are employed to authenticate and track the effectiveness of initiatives, while in social impact measurement, various methods and evidence are used to assess the success of social programs and services. These mechanisms are valuable for organizations and stakeholders aiming to ensure transparency and accountability in their social or environmental efforts.
regular
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Acadeay dbdedbdcn
22.2K
Volume
+67%
Growth
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exploding
Highradius
27.1K
Volume
+67%
Growth
Fintech enterprise software-as-a-service (SaaS) company that leverages artificial intelligence-based autonomous systems to help companies automate their accounts receivable and treasury processes. The platform aims to lower Days Sales Outstanding (DSO), optimize working capital, fast-track financial close, and improve productivity, differentiating itself through its AI-driven automation capabilities. HighRadius primarily targets large enterprises and mid-sized companies looking to enhance their financial operations and efficiency.
regular
Next Insurance
90.5K
Volume
+67%
Growth
Insurance provider offering flexible and instant coverage tailored for small businesses and self-employed individuals. It differentiates itself by providing various types of business insurance, including general liability, professional liability, commercial auto, and workers' compensation, through an easy-to-use digital platform. The primary target demographic includes small business owners and self-employed professionals seeking quick and customizable insurance solutions.
exploding
fundid
390
Volume
+67%
Growth
Platform designed to connect small business owners with tools and funding opportunities, providing resources to help them secure the necessary funding for their businesses. Fundid differentiates itself by offering a comprehensive suite of financial tools and educational resources tailored specifically for small businesses, aiming to simplify the funding process and enhance financial literacy. The platform primarily targets small business owners and entrepreneurs seeking accessible funding solutions and financial guidance.
regular
assest
18.1K
Volume
+66%
Growth
Resources owned by individuals or businesses that have economic value and can provide future benefits. Assets can be classified into various types, such as current assets, fixed assets, intangible assets, and financial assets, each serving different purposes and offering distinct advantages. They are essential for financial planning and investment, benefiting businesses and individuals seeking to manage their wealth and resources effectively.
exploding
Alternative data
1.6K
Volume
+66%
Growth
Non-traditional data sources that provide insights for investment decisions, business strategies, and other analytical purposes. Unlike traditional data sources such as financial statements and market reports, alternative data can include information from social media, satellite imagery, credit card transactions, and web traffic. It is primarily used by financial analysts, hedge funds, and businesses seeking to gain a competitive edge through unique data insights.
regular
Bisq
18.1K
Volume
+66%
Growth
Decentralized cryptocurrency exchange that facilitates peer-to-peer trading of Bitcoin and other cryptocurrencies. It operates without a central authority, ensuring security, privacy, and censorship resistance by not requiring personal information from users. Bisq is particularly favored by individuals who prioritize privacy and security in their cryptocurrency transactions.
regular
mbway
40.5K
Volume
+65%
Growth
Mobile payment system in Portugal that serves as a digital wallet, enabling users to make purchases, transfer money, and withdraw cash using their mobile phones. MB WAY differentiates itself by allowing users to register their mobile number with an MB Card and authorize payments through validation messages or QR codes, providing a secure and convenient payment method. The service is primarily targeted at Portuguese consumers seeking a versatile and user-friendly mobile payment solution.
regular
Layer 2
8.1K
Volume
+65%
Growth
Layer 2 solutions in blockchain technology are designed to enhance the scalability and efficiency of blockchain networks. They function by diverting transactions off the main blockchain and processing them separately, which helps to reduce congestion, speed up transactions, and lower fees. These solutions are particularly beneficial for users and developers seeking to improve the performance and cost-effectiveness of blockchain applications.
regular
Kyc software
1K
Volume
+65%
Growth
Software used by businesses, particularly in the financial sector, to verify the identity of their clients. It helps prevent fraud, money laundering, and other illegal activities by including features such as identity verification, document verification, biometric verification, AML compliance, and risk assessment. The primary users of KYC software are financial institutions and businesses that need to comply with regulatory requirements and ensure secure client onboarding.
regular
better jobs
3.6K
Volume
+65%
Growth
Better jobs can be found through various online platforms that connect job seekers with potential employers. These platforms often provide resources for skill development, networking, tailored resumes, and interview preparation, which help candidates stand out in high-demand fields such as technology, healthcare, finance, education, and skilled trades. The target demographic includes job seekers looking to advance their careers, switch industries, or find remote work opportunities.
exploding
Bachelor of commerce
74K
Volume
+64%
Growth
Undergraduate degree focusing on commerce and related subjects, designed to provide students with a broad range of managerial skills. The curriculum typically includes courses in accounting, finance, business management, economics, marketing, and business law, with some programs offering specializations in areas such as international business and human resource management. This degree is aimed at individuals seeking careers in accounting, finance, marketing, human resources, and management, and is globally recognized.
exploding
Open defi
20
Volume
+64%
Growth
Consortium of industry experts and advocates focused on increasing the accessibility of technology, particularly in communities in Asia. The initiative aims to support cryptocurrency startups and accelerate their growth by providing resources, expertise, and a collaborative environment, differentiating itself through its regional focus and comprehensive support network. Open DeFi primarily targets cryptocurrency startups and tech communities in Asia seeking to leverage blockchain technology for growth and innovation.
peaked
Anyfin
14.8K
Volume
+64%
Growth
Swedish fintech company focused on improving financial well-being and revolutionizing debt management. It empowers consumers to track all of their credits and loans in one place and aims to reduce the costs of high-interest credits, differentiating itself by offering a user-friendly platform that simplifies financial management. Anyfin primarily targets individuals with existing loans and credits who are seeking to lower their interest rates and better manage their financial obligations.
peaked
Rally crypto
260
Volume
+63%
Growth
Protocol that enables application developers to mint and integrate social tokens with liquidity into consumer products. This allows creators and communities to build their own economies and engage with their audiences in new ways, differentiating itself by providing a decentralized platform for social token creation and management. Rally crypto primarily targets content creators, influencers, and communities looking to leverage blockchain technology to enhance audience engagement and build sustainable digital economies.
peaked
Fursure
20
Volume
+63%
Growth
Financial platform designed for pet parents, offering a range of services related to pet insurance, savings, and wellness. Fursure differentiates itself by providing a comprehensive suite of financial solutions tailored specifically for pet care, helping pet owners manage expenses and ensure the well-being of their pets. The platform primarily targets pet owners who are looking for reliable and holistic financial management tools to support their pets' health and wellness needs.
regular
Braavos
27.1K
Volume
+63%
Growth
Braavos is a self-custodial wallet designed for use with the StarkNet blockchain, aiming to provide an intuitive and secure crypto experience. It supports a range of features, including buying, storing, and sending tokens, managing NFTs, and conducting token swaps, all within a single application. Braavos primarily targets cryptocurrency enthusiasts and users who seek enhanced security and ease of use in their crypto transactions.
regular
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