Finance Trends

Financial services company founded in 2017 that leverages advanced online technology and underwriting to provide flexible terms and fast response times for small businesses. Revenued differentiates itself by offering quick and adaptable financial solutions tailored to the needs of small business owners, utilizing cutting-edge technology to streamline the process. The primary target demographic for Revenued includes small business owners seeking efficient and flexible financial services to support their business operations.

Tool designed to enhance productivity during and after meetings by automatically transcribing and categorizing content. Briefly AI generates summaries and action items, allowing users to be more present during meetings and more productive afterward by having organized notes and actionable insights readily available. It is particularly beneficial for professionals and teams who frequently engage in meetings and require efficient documentation and follow-up.

Quantower is a multi-asset and multi-connect trading platform designed for traders of various markets, including CFDs, Futures, Options, Stocks, and Crypto exchanges. It offers over 40 trading and analytical panels, which can be customized to suit individual trading needs, providing a highly customizable trading environment. The platform is suitable for both novice and experienced traders looking for a versatile and adaptable trading solution.

Data wrangling, also known as data munging, is the process of cleaning, transforming, and organizing raw data into a format suitable for analysis. This process involves steps such as data collection, cleaning, transformation, integration, enrichment, and validation to ensure data accuracy and consistency. Data wrangling is essential for data analysts and scientists who require reliable and well-structured data for insightful analysis.

High Cost of Living (HCOL) refers to regions where the expenses for basic necessities such as housing, food, healthcare, and transportation are significantly higher than the national average. These areas often offer higher wages and more job opportunities, but the increased cost of living can offset these benefits, making it challenging for residents to save money or afford luxuries. HCOL areas typically attract professionals and individuals seeking higher-paying jobs, but they can also pose financial challenges for those with lower incomes.

Platform that allows users to buy and sell gift cards, pay bills, purchase gadgets, and obtain virtual dollar cards. Cardtonic differentiates itself by offering a wide range of services related to gift cards and digital transactions, providing a convenient and secure platform for users to manage their financial needs. The platform primarily targets individuals looking for a reliable and versatile solution for gift card trading and digital financial services.

The Task Force on Climate-related Financial Disclosures (TCFD) provides a framework for companies to disclose climate-related financial risks and opportunities. It focuses on four key areas: Governance, Strategy, Risk Management, and Metrics and Targets, aiming to help investors and other stakeholders understand how companies are addressing climate change. The TCFD framework is particularly beneficial for investors, regulators, and companies seeking to enhance transparency and manage climate-related financial risks effectively.

Online platform offering consumer-focused financial information and advice. SmartAsset differentiates itself by providing tools such as calculators and personalized recommendations, as well as operating SmartAsset AMP, a national marketplace connecting consumers with financial advisors. The platform primarily targets individuals seeking to make informed financial decisions and find professional financial advice.

Practice that combines financial management, operations, and technology to optimize cloud spending and drive financial accountability within organizations. It involves collaboration between finance, engineering, and business teams to ensure that cloud resources are used efficiently and cost-effectively, providing visibility, control, and optimization of cloud costs. FinOps is particularly beneficial for organizations adopting cloud services and seeking to manage their cloud expenditures effectively.

A digital bank based in the United Kingdom, founded in 2013, offering a range of financial products and services, including savings accounts, mortgages, and credit cards. It aims to provide a user-friendly banking experience through its mobile app, which allows customers to manage their finances on the go, and focuses on helping customers save money and make better financial decisions through features like automatic savings and spending insights. Tandem Bank primarily targets tech-savvy individuals looking for convenient and efficient banking solutions.

Service that allows users to make secure online payments using randomly-generated virtual card numbers instead of their real debit or credit card numbers. It helps protect against credit and debit card fraud by enabling users to create virtual cards for specific merchants, set spending limits, and pause or close a card at any time for added security. This service is particularly beneficial for individuals who prioritize privacy and security in their online transactions.

Global payment acceptance platform that enables businesses to offer a variety of locally-preferred payment methods, including eWallets, local and international cards, bank transfers, and cash. Rapyd differentiates itself by supporting payment acceptance in over 100 countries and providing services to collect cash at 500,000 locations worldwide, making it highly versatile and accessible. The platform primarily targets businesses seeking to expand their payment options and reach a global customer base with diverse payment preferences.

Online wealth management and digital advisor platform that allows users to invest their CPF, SRS, and cash savings. It provides financial planning and portfolio management services, differentiating itself by offering a comprehensive approach to managing various types of savings and investments. Endowus primarily serves customers in Singapore and Hong Kong, targeting individuals seeking professional financial advice and investment management solutions.

A tool that assists traders and investors in filtering and identifying optimal options (puts and calls) for stocks, ETFs, and index instruments. It provides various criteria to match different trading strategies, helping users make informed decisions based on their specific needs and preferences. The primary users of an option screener are traders and investors looking to optimize their options trading strategies.

Automated crypto trading involves the use of algorithms and software to execute trades in the cryptocurrency market without human intervention. It provides advantages such as continuous 24/7 trading, emotion-free decision-making, and the ability to backtest trading strategies for optimization. This technology is primarily beneficial for traders and investors looking to enhance their trading efficiency and reduce the emotional biases associated with manual trading.

Firstock is a stock brokerage firm based in Bengaluru, India, offering services such as free trading and Demat accounts. The company differentiates itself by emphasizing the simplification of investing and trading processes for its clients. Firstock primarily targets individual investors and traders looking for cost-effective and user-friendly brokerage services.

Cognitive bias that favors recent events over historic ones, leading individuals to give undue weight to the most recent information or experiences they have encountered. This bias can result in skewed decision-making and judgments, as it often disregards older, potentially more relevant data. Recency bias primarily affects individuals in decision-making roles, such as investors, managers, and analysts, who rely on historical data to make informed choices.

Cryptocurrencies from the TRON network and other public chains. It introduces token value to the TRON network to power the JUST ecosystem, facilitating seamless asset storage and swaps on Poloniex. The platform primarily targets cryptocurrency traders and investors looking for integrated solutions within the TRON ecosystem.

Financial wellness platform that provides employees with on-demand access to their earned but unpaid wages. Payactiv differentiates itself by offering a comprehensive suite of financial services, including savings tools, bill payment options, and financial counseling, which help improve employee financial health and reduce financial stress. The platform primarily targets businesses looking to enhance employee satisfaction and retention by offering financial wellness benefits.

Sporttrade is a company that operates in the sports betting market, providing a platform for users to trade sports bets like stocks. It differentiates itself by offering features such as multiple market makers, the ability to request prices, and a VIP brokerage service, aiming to enhance the betting experience with more flexibility and transparency. Sporttrade primarily targets sports enthusiasts and bettors looking for a more dynamic and interactive way to engage with sports betting.

Commodity-backed gold stablecoin issued by Paxos, each token is backed by 1 fine troy ounce of gold stored in Brink's vaults. PAXG provides investors with a way to gain exposure to gold markets without using ETFs, futures contracts, or other derivative products, offering a more direct and tangible investment in gold. This stablecoin is particularly beneficial for investors seeking a secure and regulated method to invest in physical gold while leveraging the advantages of blockchain technology.

The practice of building a narrative around a set of data and its accompanying visualizations to help convey insights in a compelling and easily understandable way. It combines data, visuals, and narrative to tell a story that can influence decision-making and drive action, making complex data more accessible and engaging. Data storytelling is widely used in fields such as business, journalism, and academia to enhance the communication of data-driven insights.

The next generation of the internet, aiming to be more decentralized, secure, and user-centric. It leverages blockchain technology, smart contracts, and decentralized applications (dApps) to create a more open and transparent web, reducing the power of centralized entities. Web3 primarily benefits users seeking greater control over their data and digital identities, as well as developers and businesses interested in decentralized technologies.

Crypto borrowing involves taking out a loan from a crypto lending platform, where cryptocurrency is used as collateral. This type of loan is similar to traditional loans, requiring repayment with interest over a specified period, with the collateralized cryptocurrency providing security for the lender. Crypto borrowing primarily benefits cryptocurrency holders who need liquidity without selling their assets.

Financial service that allows individuals to access a portion of their earned wages before their official payday. It aims to provide a fast, simple, fair, and affordable solution for users to manage their cash flow more effectively by offering real-time access to their earnings. This service is particularly beneficial for individuals who need immediate access to funds to cover unexpected expenses or manage their finances more efficiently.

Platform that enables secure buying, selling, and trading of in-game items. It helps game developers attract and retain more players while allowing gamers to earn money by exchanging items across different titles and platforms, distinguishing itself with advanced game and financial technology solutions. The platform primarily serves millions of gamers and esports fans.

Framework that allows users to create their own analytics experiences by leveraging existing assets. Utilizing a microservices-based architecture, it is built from individual components, providing flexibility and modularity for customized data and analytics solutions. This approach is particularly beneficial for organizations seeking tailored analytics capabilities to meet specific business needs.

TapToPay.io is a digital payment platform designed to facilitate contactless transactions using mobile devices. The platform enables users to make secure payments quickly and conveniently through tap-to-pay technology, integrating with various financial institutions and merchants. TapToPay.io primarily targets tech-savvy consumers and businesses looking for efficient, modern payment solutions to enhance customer experience and streamline transactions.

Cloud-based audit automation platform designed to streamline and enhance audit, risk, economic social governance (ESG), and InfoSec management processes. It differentiates itself by offering an integrated suite of tools that improve efficiency, collaboration, and compliance for audit and risk management professionals. The platform is primarily targeted at businesses and organizations seeking to optimize their internal audit and risk management functions.

Cryptocurrency exchange platform that enables users to securely and easily purchase various digital assets using Indonesian Rupiah (IDR). Pintu differentiates itself by offering a user-friendly interface and robust security features, making it accessible for both novice and experienced traders. The platform primarily targets Indonesian users looking to invest in cryptocurrencies with local currency support.