Finance Trends

Digital artworks created using algorithms and minted as unique tokens on the blockchain. These artworks are produced by autonomous systems that follow a set of programmed rules or instructions to generate unique pieces of art, ensuring each NFT is distinct. Generative NFTs primarily appeal to digital art collectors and enthusiasts who value the uniqueness and innovation of algorithmically generated art.

The Fold Debit Card is a financial product that offers Bitcoin rewards for purchases. Users earn 1% back in Bitcoin on each transaction, with the potential to increase their cashback rate through a feature in the Fold app that allows them to 'spin the wheel' for higher rewards. This card is targeted at individuals interested in cryptocurrency and looking to earn Bitcoin through everyday spending.

A digital bank based in the United Kingdom, founded in 2013, offering a range of financial products and services, including savings accounts, mortgages, and credit cards. It aims to provide a user-friendly banking experience through its mobile app, which allows customers to manage their finances on the go, and focuses on helping customers save money and make better financial decisions through features like automatic savings and spending insights. Tandem Bank primarily targets tech-savvy individuals looking for convenient and efficient banking solutions.

An individual unit of data that can be used in various contexts such as statistics, data analysis, and machine learning. In statistics and data analysis, a datapoint is a single value or measurement collected during a study or experiment, while in machine learning, it typically refers to a single instance of data that includes features and possibly a label. Datapoints are essential for researchers, data analysts, and machine learning practitioners who rely on them to draw insights, build models, and make data-driven decisions.

Decentralized exchange (DEX) for futures trading on Ethereum and xDai. It enables traders to take long or short positions with up to 10X leverage on various assets such as BTC, ETH, DOT, SNX, and YFI, offering a high degree of flexibility and potential for profit. The platform primarily targets cryptocurrency traders and investors looking for leveraged trading opportunities in a decentralized environment.

Multichain metaverse GameFi and NFT trading platform that operates using the TRON and Ethereum Layer-1 protocols with BTFS decentralized storage. It enables users to discover collections, buy and sell NFTs, upload artworks with titles and descriptions, and create their own NFT collections, distinguishing itself with its comprehensive features and decentralized storage solutions. The platform primarily targets digital artists, NFT collectors, and gamers interested in the metaverse and blockchain technology.

Timepieces that are not only functional but also hold or increase in value over time, making them a good financial investment. Investment watches are often characterized by high-end brands, rarity, condition, historical significance, and quality craftsmanship, which contribute to their potential for value appreciation. These watches are primarily targeted at collectors, investors, and enthusiasts who seek both aesthetic appeal and financial returns.

Empower Retirement is a financial holding company specializing in retirement plan recordkeeping, based in Greenwood Village, Colorado. It is the second-largest retirement plan provider in the United States, managing assets worth approximately $1.0 trillion as of December 2020, and differentiates itself through comprehensive retirement solutions and customer service. Empower Retirement primarily serves individuals and businesses seeking robust retirement planning and investment management services.

Global investing platform founded in 2016, operated by Borderless Softtech Private Limited. It assists investors from India and the Middle East in investing in US-listed stocks, providing a seamless and accessible way to diversify their investment portfolios internationally. Stockal primarily targets individual investors and financial advisors looking to expand their investment opportunities beyond local markets.

An open-source protocol designed to enable businesses and individuals to exchange and monetize data and data-based services. Built on the Ethereum blockchain, it uses 'datatokens' to control access to data sets, allowing users to redeem these tokens for information. Ocean Protocol primarily benefits data providers and consumers looking for a secure and decentralized way to share and access data.

A company based in San Francisco, California, that offers a platform for fractional real estate investing. The platform allows users to buy property shares, diversify their portfolios, earn passive income, and manage their investments through the Ark7 app, making real estate investment accessible and efficient. Ark7 primarily targets individuals looking to invest in real estate without the need for significant capital or extensive management responsibilities.

Secure platform designed for financial advisors to digitally collect client information, thereby reducing the time and cost associated with delivering financial advice. It facilitates seamless data synchronization between the client portal and CRM systems such as Xplan and Worksorted, making the process more efficient and streamlined. The platform primarily benefits financial advisors and firms looking to enhance their client management and advisory processes.

Driving simulator game set in the desert of White Rim Trail, Utah, USA, offering various modes such as Race, Free Ride, and Tour. The game provides an immersive experience with realistic desert landscapes and challenging driving conditions, differentiating itself with its detailed environment and diverse gameplay options. Terraland is aimed at driving enthusiasts and gamers who enjoy realistic simulation experiences and exploring unique terrains.

Interactive process where program participants, community residents, and service providers review data presentations in small groups. They collectively interpret the data and use their expertise to discuss and develop strategies for improving policies, programs, and other factors influencing community change. This approach ensures diverse perspectives are considered in decision-making.

Tool or platform designed to enhance member engagement and acquisition opportunities for credit unions. Cashy aims to create a mutually beneficial situation for both members and the credit unions by providing features that improve interaction and satisfaction. The primary target demographic includes credit unions seeking to increase member engagement and retention.

Non-traditional data sources that provide insights for investment decisions, business strategies, and other analytical purposes. Unlike traditional data sources such as financial statements and market reports, alternative data can include information from social media, satellite imagery, credit card transactions, and web traffic. It is primarily used by financial analysts, hedge funds, and businesses seeking to gain a competitive edge through unique data insights.

Service offered by McKinsey & Company aimed at helping organizations achieve sustainable and inclusive growth through comprehensive transformation programs. It focuses on various aspects such as strategy, execution, capability building, mindset and behavior, and technology and data, differentiating itself by providing a holistic approach to organizational change. The service is targeted at businesses and organizations seeking to undergo significant transformation to improve performance and long-term growth.

Online currency trading brokerage that aims to enhance the forex trading experience through the use of advanced technology and knowledge. The company differentiates itself by maintaining a high standard of service and constantly developing new services and promotions to benefit its users. Octa FX primarily targets forex traders looking for a reliable and innovative trading platform.

CrowdStreet is a real estate crowdfunding platform that connects accredited investors with commercial real estate opportunities. It allows sponsors to present detailed information about their projects, enabling investors to diversify their portfolios with a minimum investment of $25,000. The platform primarily targets accredited investors looking to invest in commercial real estate without the need for direct property management.

Metric that represents the level of inclusion felt by individuals within an organization or a specific group. It allows for the comparison of inclusion levels across different groups and helps track changes in inclusion over time, providing valuable insights for improving diversity and inclusion initiatives. The Inclusion score is particularly useful for HR professionals, diversity officers, and organizational leaders aiming to foster a more inclusive workplace environment.

Platform dedicated to empowering traders by providing simple yet powerful tools, supported by world-class research and education. It offers services such as automated trading to improve returns, find better trades, and transform users into more effective traders, along with features like pre-calculated trading ideas, backtesting capabilities, and educational resources. Option Alpha primarily targets traders looking to enhance their trading strategies and decision-making processes through automation and education.

Fintech platform based in Mexico City that specializes in crowdlending, connecting businesses in need of financing with investors. Lendera differentiates itself by providing a streamlined, digital platform that facilitates quick and efficient funding for small and medium-sized enterprises (SMEs), offering an alternative to traditional banking loans. The platform primarily targets SMEs seeking accessible financing options and investors looking for opportunities to support local businesses while earning returns.

Music investment platform that allows users to invest in music catalogues. Artists and rights holders can list their music catalogues on the platform for auction, enabling investors to purchase shares and earn royalties from music revenue. ANote is targeted at investors looking to diversify their portfolios with music assets and artists seeking to monetize their catalogues.

Play-to-Earn (P2E) games are video games that enable players to earn real-world rewards, typically in the form of cryptocurrency or NFTs, by participating in gameplay. These games leverage blockchain technology to secure and manage digital assets, providing a unique economic model within the gaming industry. P2E games are particularly appealing to gamers and individuals interested in cryptocurrency, offering both entertainment and potential financial benefits.

Platform that provides insights and analysis on fintech and Web3, focusing on financial innovation, technology advances, and social changes within the financial services industry. It differentiates itself by offering a podcast that discusses these topics in depth, providing valuable information and perspectives from industry experts. The platform primarily targets professionals and enthusiasts in the fintech and Web3 sectors who are interested in staying updated on the latest trends and developments.

Platform designed to transition non-crypto users into blockchain-based gamers by offering an extensive gaming and crypto network. It differentiates itself by providing games as NFTs (non-fungible tokens) and an SDK for developers to build Web3 infrastructure and connect digital assets. The primary target demographic includes gamers interested in blockchain technology and developers looking to integrate Web3 features into their projects.

Cryptocurrency exchange that recently faced regulatory action from the Thai SEC due to non-compliance with regulatory orders. The revocation of its licenses indicates significant financial and operational difficulties, differentiating it from other exchanges that maintain regulatory compliance. Zipmex's primary users are cryptocurrency traders and investors who are now affected by its regulatory and operational challenges.

Dozero is a Portuguese software development company focused on creating tailored digital solutions for businesses. It specializes in custom software development, mobile applications, and web solutions, aiming to streamline business operations and improve user experience through innovative technology. Dozero primarily targets small to medium-sized businesses looking for personalized software solutions to enhance their digital presence and operational efficiency.

Italian-American intra-urban transportation company headquartered in New York City, focusing on solving first mile/last mile transportation issues. It offers a range of mobility solutions including electric scooters, bicycles, and mopeds, differentiating itself through its emphasis on sustainability and innovation in urban mobility. Helbiz primarily targets urban commuters and city dwellers seeking convenient and eco-friendly transportation options.

Decentralized finance (DeFi) platform that offers self-repaying loans, allowing users to leverage various tokens without the risk of liquidation. It is notable for being the first same-asset loan product in DeFi, providing innovative solutions for collateralized borrowing by enabling users to borrow against their future yield. Alchemix primarily benefits DeFi users and investors looking for unique and risk-mitigated borrowing options.