Finance Trends

A marketing arrangement where affiliates, such as bloggers, influencers, or social media content creators, receive a commission for each visit, signup, or sale they generate for a merchant. This platform connects companies with affiliates to help outsource part of the sales process, providing a cost-effective way for businesses to expand their reach and increase sales. The primary users of affiliate platforms are companies looking to boost their marketing efforts and affiliates seeking to monetize their online presence.

Investment platform that offers a mobile application for online trading. The platform provides services such as account management, fractional shares, and access to global stocks, differentiating itself with a user-friendly interface and commission-free trading. Freetrade primarily targets individual investors and traders looking for an accessible and cost-effective way to manage their investments.

A company that specializes in micro-betting and fantasy sports, providing a platform for pick 'em-style fantasy sports and live micro-betting on sporting events. Betr differentiates itself by focusing on real-time betting opportunities and engaging users with dynamic sports betting experiences. The platform primarily targets sports enthusiasts and bettors looking for interactive and immediate betting options during live sporting events.

An electronic device, online service, or software program that facilitates electronic transactions. It securely stores payment information and passwords for various payment methods and websites, enabling users to complete purchases quickly and easily. eWallets are particularly beneficial for individuals seeking convenience and efficiency in managing their financial transactions through smartphones or other connected devices.

The nation's largest Black-owned bank and the first Black-owned digital bank. OneUnited Bank differentiates itself by offering AI-driven insights and a strong focus on community development, earning recognition as an award-winning Community Development Financial Institution (CDFI). It primarily serves individuals and communities seeking financial empowerment and development, particularly in Boston, Los Angeles, and Miami.

Carbon Equity is a financial technology platform that enables individuals to invest in climate-focused venture capital and private equity funds. It distinguishes itself by providing a simplified, accessible way for people to participate in climate investments, typically reserved for institutional investors, with a focus on funding technologies and projects that combat climate change. Carbon Equity is designed for environmentally conscious individuals and small investors who aim to align their financial portfolios with sustainable and impactful goals.

Concept that combines elements of traditional finance (TradFi) and decentralized finance (DeFi) to bridge the gap between conventional financial systems and blockchain-based financial systems. Hybrid finance aims to provide the security, trust, and regulatory compliance of traditional finance while leveraging the efficiency, transparency, and innovation of decentralized finance. It primarily targets financial institutions, blockchain developers, and regulatory bodies seeking to integrate and optimize both financial paradigms.

Set of criteria used to evaluate a company's performance in environmental, social, and governance areas, focusing on sustainability and ethical impact. ESG criteria help socially conscious investors screen potential investments and encourage companies to report on their ESG performance to attract these investors. The primary audience for ESG criteria includes socially responsible investors and companies aiming to improve their sustainability and ethical practices.

The term 'allotment' refers to the action of distributing or allocating something. In the context of gardening, it is a plot of land rented by an individual for growing vegetables or flowers, providing a space for personal cultivation and local food production. Allotments are typically utilized by urban residents who lack private garden space and seek to engage in gardening activities.

Blockchain platform designed to serve as Polkadot's smart contract hub and operates as a parachain within the Polkadot ecosystem. It offers a versatile environment for developers to build decentralized applications (dApps) and supports multiple virtual machines, including Ethereum Virtual Machine (EVM) and WebAssembly (Wasm). The platform primarily targets developers and businesses looking to leverage web3 technology for blockchain development, entertainment, and business solutions.

Digital asset managed by a smart contract on a blockchain, offering enhanced features and management capabilities. These smart contracts allow for activation, deactivation, and upgrades without losing previously created NFTs, ensuring a stable and enhanced user experience. Smart NFTs are beneficial for individuals and businesses looking to represent ownership of both digital and real-world objects securely and uniquely.

NFT collections are groups of unique digital assets stored on a blockchain, representing various forms of digital content such as art, music, and videos. Each NFT in a collection is distinct, providing proof of ownership and authenticity, and can be traded on various marketplaces. These collections appeal to digital art enthusiasts, collectors, and investors looking for unique digital assets.

Fintech platform offering access to decentralized finance (DeFi) services and applications. Cake DeFi provides users with the ability to generate returns from their crypto and digital assets through various DeFi products, distinguishing itself with a focus on transparency and innovation. The platform is aimed at both retail and institutional investors looking to leverage DeFi for financial growth.

Blockchain-based platform that leverages AI and machine learning to create a decentralized digital economy. It uses decentralized autonomous agents (DAAs) and smart contracts to facilitate various tasks and transactions, with its native token being FET. The platform is beneficial for sectors requiring decentralized solutions and has applications in multiple industries.

Blockchain project on the Solana network offering a suite of products including a market data API, automated trading bots, a decentralized domain name service, and a wallet for Solana-based assets. Bonfida differentiates itself by providing comprehensive tools for both developers and traders, enhancing the Solana ecosystem with its native token, FIDA, which is listed on major exchanges and subject to regular token burning. The project primarily targets blockchain developers, traders, and users within the Solana network seeking advanced tools and services.

NFT auctions are a method of buying and selling unique digital assets verified by blockchain technology. These auctions can take place on various online platforms and can be conducted in different formats such as English auctions, Dutch auctions, and sealed-bid auctions, providing a transparent and secure way to trade digital collectibles. NFT auctions primarily attract digital artists, collectors, and investors interested in the emerging market of digital assets and blockchain technology.

An open-source public blockchain platform designed to provide a high-performance and user-friendly blockchain experience. It focuses on enterprise-grade reliability and scalability, making it suitable for a wide range of applications, including decentralized apps (dApps). The platform primarily targets businesses and developers looking to implement blockchain solutions with robust performance and scalability.

Blockchain monitoring and workflow automation platform that connects on-chain and off-chain applications in real-time. It offers transaction monitoring and automation solutions, allowing users to create custom workflows and notifications based on blockchain events, thereby enhancing operational efficiency and security. Parsiq is primarily targeted at businesses and developers seeking to integrate blockchain technology with existing systems and automate processes based on blockchain data.

Mechanisms in blockchain technology or social impact measurement used to verify and validate positive social or environmental impacts. In blockchain, digital tokens are employed to authenticate and track the effectiveness of initiatives, while in social impact measurement, various methods and evidence are used to assess the success of social programs and services. These mechanisms are valuable for organizations and stakeholders aiming to ensure transparency and accountability in their social or environmental efforts.

Financial technology company based in Manhattan that offers corporate charge cards, expense management, and bill-payment software. The platform aims to streamline expense management by integrating global corporate cards, travel, expenses, and accounts payable, thereby automating financial processes and enhancing efficiency. Ramp.com primarily serves businesses looking to optimize their financial operations and reduce administrative overhead.

New cross-border processor that offers Correspondent Banking as a Service and enables 24x7 instant cross-border payments. Payall differentiates itself by providing a seamless and continuous payment processing service that operates around the clock, enhancing the efficiency and speed of international transactions. This service is particularly beneficial for businesses and financial institutions that require reliable and rapid cross-border payment solutions.

A Bitcoin ATM is a kiosk that allows individuals to purchase Bitcoin and other cryptocurrencies using cash or a debit card. Some Bitcoin ATMs also offer bidirectional functionality, enabling users to both buy and sell Bitcoin for cash, providing a convenient and accessible way to engage in cryptocurrency transactions. This service is particularly beneficial for individuals who prefer to use cash for their cryptocurrency transactions or those who seek a quick and easy method to buy or sell Bitcoin without the need for an online exchange.

Financial technology platform that allows users to shop and pay later, simplifying the shopping process with quick sign-up and deferred payments. The app is user-friendly, Sharia-compliant, and does not charge late fees, differentiating it from other buy-now-pay-later services. It primarily targets consumers seeking flexible and hassle-free payment solutions.

Company that provides software solutions through a digital insurance risk transfer platform. This platform offers access to various investment products and utilizes data-driven risk modeling and analytics to enhance decision-making and risk management. Vesttoo primarily targets insurance companies, investors, and financial institutions seeking innovative and efficient risk transfer solutions.

SharePeople is a cooperative based in Utrecht, Netherlands, that provides income protection for self-employed individuals and small business owners. It offers a cost-effective alternative to traditional disability insurance by allowing members to mutually cover the risk of disability through direct donations. This service is particularly beneficial for freelancers, entrepreneurs, and small business owners seeking affordable and reliable income protection.

Blockchain protocol that focuses on privacy-preserving smart contracts. It enables decentralized applications (dApps) to perform encrypted computations, ensuring that data remains confidential by encrypting inputs at the protocol level, which enhances privacy and security compared to traditional smart contracts. Secret Network is particularly beneficial for developers and users who prioritize data privacy and security in their blockchain interactions.

Investment adviser registered with the Securities and Exchange Commission (SEC) that provides investment management services. Titan is known for its innovative approach to managing portfolios, utilizing technology and data-driven strategies to optimize investment outcomes. The services are primarily targeted at individual investors seeking professional management of their investment portfolios.

Type of insurance seamlessly integrated into a customer's buying experience, often offered as part of the purchase process of another product or service. Embedded insurance provides convenience and accessibility by bundling insurance coverage with the primary product or service, such as travel insurance with flight bookings or warranty insurance with electronics purchases. This type of insurance primarily benefits consumers looking for a streamlined and hassle-free way to obtain necessary coverage without separate transactions.

Cryptocurrency token launched in 2021, operating on the BNB Smart Chain (BEP20) platform. Rewards Token (REWARDS) is designed to provide incentives and rewards within its ecosystem, differentiating itself by leveraging the efficiency and scalability of the BNB Smart Chain. It primarily targets users and investors interested in decentralized finance (DeFi) and blockchain-based reward systems.

Global leader in Exchange Traded Funds (ETFs) with a line-up of over 1,400 funds. As part of BlackRock, it offers investors access to high-quality, high-value investment opportunities, differentiating itself through a broad range of products and a strong track record. iShares primarily targets individual and institutional investors seeking diversified and cost-effective investment options.