Finance Trends

Empower Retirement is a financial holding company specializing in retirement plan recordkeeping, based in Greenwood Village, Colorado. It is the second-largest retirement plan provider in the United States, managing assets worth approximately $1.0 trillion as of December 2020, and differentiates itself through comprehensive retirement solutions and customer service. Empower Retirement primarily serves individuals and businesses seeking robust retirement planning and investment management services.

Wrapped Bitcoin (WBTC) is an ERC-20 token on the Ethereum blockchain that is backed 1:1 by Bitcoin. It enables users to utilize Bitcoin within the Ethereum ecosystem, including decentralized finance (DeFi) applications, by combining Bitcoin's value with Ethereum's smart contract functionalities. WBTC primarily benefits cryptocurrency traders and DeFi enthusiasts who seek to leverage Bitcoin's liquidity in the Ethereum network.

A Bitcoin ATM is a kiosk that allows individuals to purchase Bitcoin and other cryptocurrencies using cash or a debit card. Some Bitcoin ATMs also offer bidirectional functionality, enabling users to both buy and sell Bitcoin for cash, providing a convenient and accessible way to engage in cryptocurrency transactions. This service is particularly beneficial for individuals who prefer to use cash for their cryptocurrency transactions or those who seek a quick and easy method to buy or sell Bitcoin without the need for an online exchange.

Platform designed to help users learn stock market trading and investing from industry experts. It offers a virtual trading environment where users can build their social trading circle and gain a better understanding of the stock market, differentiating itself with its educational focus and community-building features. Stockgro primarily targets individuals interested in learning about stock trading and investing, including beginners and those looking to enhance their market knowledge.

A private banking company founded in 1989 and headquartered in Draper, Utah, offering a variety of financial products. It provides credit cards, personal loans, 'buy now, pay later' plans, and high-yield savings accounts, differentiating itself through its diverse range of financial services. The bank primarily targets consumers seeking flexible credit options and high-yield savings opportunities.

Online currency trading brokerage that aims to enhance the forex trading experience through the use of advanced technology and knowledge. The company differentiates itself by maintaining a high standard of service and constantly developing new services and promotions to benefit its users. Octa FX primarily targets forex traders looking for a reliable and innovative trading platform.

Company that offers a debit card specifically designed for gamers, providing various perks and rewards tailored to video game enthusiasts. The Ugami Boosted debit card account differentiates itself by offering unique benefits such as in-game rewards, discounts on gaming gear, and exclusive access to gaming events, making it an attractive option for gamers. Ugami primarily targets video game enthusiasts who are looking to earn rewards and benefits while making everyday purchases.

Decentralized finance (DeFi) platform that offers self-repaying loans, allowing users to leverage various tokens without the risk of liquidation. It is notable for being the first same-asset loan product in DeFi, providing innovative solutions for collateralized borrowing by enabling users to borrow against their future yield. Alchemix primarily benefits DeFi users and investors looking for unique and risk-mitigated borrowing options.

Software company founded in 2020 that provides businesses with a unified workspace featuring automated workflows. These workflows are designed to streamline invoice collections and bill payments, helping companies manage their cash flow more efficiently. Peakflo primarily targets small to medium-sized enterprises looking to optimize their financial operations and improve cash flow management.

Fintech company focused on driving financial inclusion by digitalizing rural banks in Indonesia. Komunal Indonesia aims to enhance economic growth by improving access to funding and loans, differentiating itself through its commitment to modernizing traditional banking systems in rural areas. The primary beneficiaries of Komunal Indonesia's services are rural communities and small businesses seeking better financial services and opportunities for economic development.

Real estate technology company that enables homeowners to unlock the equity in their homes by selling their properties and then renting them back. This service provides immediate cash to homeowners while allowing them to remain in their homes, with options to repurchase or direct a second sale for additional cash in the future. EasyKnock primarily targets homeowners seeking financial flexibility without the need to relocate.

Mobile application designed to facilitate various financial transactions directly from users' mobile phones. It allows users to send money to friends, transfer balances to bank accounts, withdraw from ATMs, and engage in buying and selling gold and silver, providing a comprehensive suite of financial services. MoneyPay is targeted at individuals seeking a convenient and versatile mobile solution for managing their financial activities.

Platform designed for content creators and organizations to collect contributions from their fans. It allows users to collect these contributions without paying any fees, making it an attractive option for those looking to monetize their content or cause. Contribee primarily targets writers, musicians, gamers, podcasters, and NGOs seeking financial support from their audience.

Financial institution based in Atlanta, Georgia, offering a new approach to car financing and ownership. Carputty provides a flexible line of credit that can cover one or multiple vehicles, along with a predictive valuation tool to help users track their car's current and future value. Their services are aimed at individuals looking to simplify the process of buying, refinancing, or managing the value of their vehicles.

Financial education tool designed for children and adolescents, incorporating a debit card and an app. It allows parents to give allowances, set spending rules, assign chores, and create and track savings goals, providing a practical and engaging way to teach personal finance. Mozper primarily targets parents who want to educate their children about financial responsibility and money management.

Online platform that automates the company formation process, including incorporation, EIN acquisition, and bank account setup. It differentiates itself by also providing services to manage ongoing compliance, filings, and reports for businesses, ensuring they meet state and federal requirements. Firstbase.io primarily targets entrepreneurs and small business owners looking to streamline the process of starting and maintaining a business in the United States.

Software company based in Berlin, Germany, providing tools to help small businesses estimate and manage their CO2e emissions from transactions. Ecolytiq differentiates itself by offering a comprehensive platform that integrates seamlessly with financial institutions to provide real-time carbon footprint tracking and sustainability insights. The primary target demographic includes small businesses and financial institutions aiming to enhance their environmental sustainability efforts.

Multi-chain DeFi aggregator designed to simplify, optimize, and automate DeFi trading. It allows users to create complex DeFi strategies through a user-friendly platform, making decentralized finance activities more accessible. Furucombo primarily targets DeFi enthusiasts and traders looking for an intuitive way to manage and optimize their DeFi investments.

Digital images that represent a specific piece of NFT art and are often used as profile pictures (PFPs) on social media platforms. These avatars are unique, blockchain-based assets that can be bought, sold, and traded, providing a sense of ownership and exclusivity to their holders. NFT avatars primarily appeal to digital art collectors, social media enthusiasts, and individuals interested in blockchain technology and digital ownership.

A unique digital art exhibition based on blockchain technology, where digital artworks are tokenized as Non-Fungible Tokens (NFTs). This ensures each piece is unique, verifiable, and can be sold with guaranteed authenticity and ownership, differentiating it from traditional art exhibitions. NFT exhibitions primarily attract digital artists, collectors, and tech enthusiasts interested in the intersection of art and blockchain technology.

Digital B2B platform offering loans, working capital, and payment services to small businesses. Founded in 2020, it differentiates itself by providing quick and accessible financial solutions tailored to the needs of small enterprises, enhancing their operational efficiency and growth potential. The primary target demographic includes small business owners and entrepreneurs seeking financial support to manage and expand their operations.

Service that enables users to report their rent payments to credit bureaus, aiding in the building or improvement of their credit scores. LevelCredit is integrated with RentTrack, allowing users to log in using their RentTrack credentials, and it differentiates itself by focusing on rent payment reporting as a means to enhance credit profiles. This service is particularly beneficial for renters looking to establish or improve their credit history without traditional credit-building methods.

The Chromie Squiggle is a non-fungible token (NFT) that was first minted in November 2020. It is notable for being the first generative script on the Art Blocks platform, highlighting the potential of generative art and embodying the ethos of Art Blocks. This NFT primarily appeals to digital art collectors and enthusiasts interested in the intersection of technology and art.

Peer-to-pool options trading protocol that operates on the Arbitrum network, focusing on simplifying complex financial instruments. It allows users to trade options on cryptocurrencies like BTC and ETH with features such as anonymity, zero fees, and a user-friendly interface, differentiating itself by making options trading more accessible to ordinary people. Hegic primarily targets cryptocurrency traders and investors looking for a simplified and cost-effective way to engage in options trading.

Public Benefit Corporation that assists individuals in building credit by managing and automating bill payments. The platform tracks bills, automates payments, and reports these payments to credit bureaus such as Experian and Equifax, thereby helping users establish a positive payment history and improve their credit scores. StellarFi primarily targets individuals looking to enhance their creditworthiness through consistent and timely bill payments.

Full-stack digital bank offering digital banking, wealth management, and business tools. Fundall differentiates itself by providing affordable and tailored financial solutions aimed at helping Africans build wealth and grow their businesses. The primary target demographic includes individuals and businesses in Africa seeking comprehensive financial services and tools to manage and grow their wealth.

Eco-friendly blockchain project that emphasizes self-custody and simplicity. Operating on a proof-of-stake system, it allows users to stake their DIVI coins to help secure the network and facilitates easy transactions such as sending, receiving, and storing DIVI coins. Divi is accessible to a broader range of users and developers by offering pre-built, user-friendly smart contract-like abilities that do not require expertise in scripting languages.

Financial services company offering a Shopify plugin and APIs for businesses to enable installment payments for customers. Bharatx differentiates itself by providing credit risk protection and real-time Account Aggregator technology for quick approval of new-to-credit customers. The platform primarily targets businesses looking to offer flexible payment options and customers seeking installment-based payment plans.

Digital artworks created using algorithms and minted as unique tokens on the blockchain. These artworks are produced by autonomous systems that follow a set of programmed rules or instructions to generate unique pieces of art, ensuring each NFT is distinct. Generative NFTs primarily appeal to digital art collectors and enthusiasts who value the uniqueness and innovation of algorithmically generated art.

Business administration service based in Doctor Phillips, Orlando, Florida, founded in 2015. The company provides an all-in-one platform for entrepreneurs to start and run businesses in the United States, offering services such as US incorporation and LLC services, US banking, e-commerce and tech-specialized bookkeeping, and US tax support. Globalfy primarily targets international entrepreneurs looking to enter and succeed in the American and global markets.