Finance Trends

Type of insurance seamlessly integrated into a customer's buying experience, often offered as part of the purchase process of another product or service. Embedded insurance provides convenience and accessibility by bundling insurance coverage with the primary product or service, such as travel insurance with flight bookings or warranty insurance with electronics purchases. This type of insurance primarily benefits consumers looking for a streamlined and hassle-free way to obtain necessary coverage without separate transactions.

Financial services company founded in 2007 by three MBA students, focusing on providing funding solutions for international students. It offers loans without requiring collateral, co-signers, guarantors, or extensive documentation, differentiating itself from traditional banks by making education financing more accessible. Prodigy Finance primarily targets international students who are often underserved by conventional financial institutions.

Cryptocurrency token launched in 2021, operating on the BNB Smart Chain (BEP20) platform. Rewards Token (REWARDS) is designed to provide incentives and rewards within its ecosystem, differentiating itself by leveraging the efficiency and scalability of the BNB Smart Chain. It primarily targets users and investors interested in decentralized finance (DeFi) and blockchain-based reward systems.

Global leader in Exchange Traded Funds (ETFs) with a line-up of over 1,400 funds. As part of BlackRock, it offers investors access to high-quality, high-value investment opportunities, differentiating itself through a broad range of products and a strong track record. iShares primarily targets individual and institutional investors seeking diversified and cost-effective investment options.

A wealth mindset, also known as an abundance mindset, is a way of thinking that emphasizes the belief that there are enough resources and opportunities for everyone to succeed. This mindset contrasts with a scarcity mindset, which views resources as limited and fosters competition. It is particularly beneficial for individuals seeking financial success, personal growth, and a positive outlook on life.

Form of social engineering where an individual lies to obtain privileged data. The pretexter creates a fabricated scenario to engage the target and extract information, often used in identity theft, fraud, and other malicious activities. This technique primarily targets individuals or organizations with valuable or sensitive information.

Digital artworks created using algorithms and minted as unique tokens on the blockchain. These artworks are produced by autonomous systems that follow a set of programmed rules or instructions to generate unique pieces of art, ensuring each NFT is distinct. Generative NFTs primarily appeal to digital art collectors and enthusiasts who value the uniqueness and innovation of algorithmically generated art.

The Fold Debit Card is a financial product that offers Bitcoin rewards for purchases. Users earn 1% back in Bitcoin on each transaction, with the potential to increase their cashback rate through a feature in the Fold app that allows them to 'spin the wheel' for higher rewards. This card is targeted at individuals interested in cryptocurrency and looking to earn Bitcoin through everyday spending.

A digital bank based in the United Kingdom, founded in 2013, offering a range of financial products and services, including savings accounts, mortgages, and credit cards. It aims to provide a user-friendly banking experience through its mobile app, which allows customers to manage their finances on the go, and focuses on helping customers save money and make better financial decisions through features like automatic savings and spending insights. Tandem Bank primarily targets tech-savvy individuals looking for convenient and efficient banking solutions.

An individual unit of data that can be used in various contexts such as statistics, data analysis, and machine learning. In statistics and data analysis, a datapoint is a single value or measurement collected during a study or experiment, while in machine learning, it typically refers to a single instance of data that includes features and possibly a label. Datapoints are essential for researchers, data analysts, and machine learning practitioners who rely on them to draw insights, build models, and make data-driven decisions.

Decentralized exchange (DEX) for futures trading on Ethereum and xDai. It enables traders to take long or short positions with up to 10X leverage on various assets such as BTC, ETH, DOT, SNX, and YFI, offering a high degree of flexibility and potential for profit. The platform primarily targets cryptocurrency traders and investors looking for leveraged trading opportunities in a decentralized environment.

Mobile application designed to provide two-factor authentication and transaction approval for enhanced security. It integrates with websites using Airlock IAM, offering a streamlined and secure authentication process through a smartphone. The app is targeted at users seeking an additional layer of security for their online accounts and transactions.

Multichain metaverse GameFi and NFT trading platform that operates using the TRON and Ethereum Layer-1 protocols with BTFS decentralized storage. It enables users to discover collections, buy and sell NFTs, upload artworks with titles and descriptions, and create their own NFT collections, distinguishing itself with its comprehensive features and decentralized storage solutions. The platform primarily targets digital artists, NFT collectors, and gamers interested in the metaverse and blockchain technology.

Legal instruments used in estate planning to manage and distribute assets after death. Wills specify how a person's assets and affairs will be handled, including the appointment of guardians for minor children and executors for the estate, while trusts involve a trustee managing assets for the benefit of beneficiaries, potentially avoiding probate and providing privacy. These tools are essential for individuals seeking to ensure their wishes are carried out and their loved ones are provided for.

Canadian dollar store retail chain headquartered in Montreal, Quebec. It offers a wide range of products including household items, food, health and beauty products, and seasonal merchandise, with most items priced at $4 or less, distinguishing itself by providing affordable options for everyday needs. The store primarily targets budget-conscious shoppers looking for cost-effective solutions.

Educational platform that focuses on IT education, offering real-time learning experiences and courses. Study_it provides a variety of courses aimed at helping individuals pursue careers in emerging technologies, differentiating itself with interactive and practical learning modules. The platform primarily targets students, professionals, and career changers interested in gaining skills in the IT sector.

Personal detection and alert system designed to monitor and protect individuals from scams, fraud, and identity theft. It allows users to designate family members or trusted individuals to help monitor their accounts and alert them to any suspicious activity, thereby preventing financial exploitation and safeguarding their savings. Eversafe is particularly beneficial for elderly individuals and those who are vulnerable to financial exploitation, providing them with an added layer of security and peace of mind.

Crucial step in the data analysis process, involving the cleaning, transforming, and organizing of raw data into a format suitable for analysis. It includes tasks such as data collection, cleaning, transformation, integration, reduction, validation, and splitting, which ensure the quality and reliability of the data for subsequent analysis or modeling. Data preparation is essential for data scientists, analysts, and machine learning practitioners who aim to improve the performance of their models and the accuracy of their insights.

Secure prize-linked banking app that offers users the chance to win one of over 10,000 cash prizes every month, including a chance to win $1 million at any time. PrizePool differentiates itself by combining traditional banking services with a unique gamified savings experience, incentivizing users to save more money. The app primarily targets individuals looking to enhance their savings while having the opportunity to win substantial cash rewards.

Element Markets, LLC is a company that offers environmental asset management and compliance services to institutional clients in North America. The company specializes in managing and trading environmental commodities such as carbon credits, renewable energy credits, and emission allowances, providing value through expertise in regulatory compliance and market strategies. Element Markets primarily serves large corporations, utilities, and other institutions seeking to meet environmental regulations and sustainability goals.

Timepieces that are not only functional but also hold or increase in value over time, making them a good financial investment. Investment watches are often characterized by high-end brands, rarity, condition, historical significance, and quality craftsmanship, which contribute to their potential for value appreciation. These watches are primarily targeted at collectors, investors, and enthusiasts who seek both aesthetic appeal and financial returns.

Empower Retirement is a financial holding company specializing in retirement plan recordkeeping, based in Greenwood Village, Colorado. It is the second-largest retirement plan provider in the United States, managing assets worth approximately $1.0 trillion as of December 2020, and differentiates itself through comprehensive retirement solutions and customer service. Empower Retirement primarily serves individuals and businesses seeking robust retirement planning and investment management services.

A hardware authentication device manufactured by Yubico that provides secure access to computers, networks, and online services. It supports various authentication protocols, including one-time passwords (OTP), public key infrastructure (PKI), and FIDO Universal 2nd Factor (U2F) and FIDO2, enhancing security by requiring physical possession of the device in addition to a password. YubiKey is primarily targeted at individuals and organizations seeking robust two-factor authentication solutions to protect sensitive information and online accounts.

Cloud-based accounting software platform designed for small and medium-sized businesses. It provides tools for managing invoicing, bank reconciliation, bookkeeping, and more, and is known for its user-friendly interface and integration with a wide range of third-party applications. Xero primarily targets small to medium-sized business owners and accountants seeking efficient and accessible financial management solutions.

Quantum computers are advanced computing systems that leverage the principles of quantum mechanics to perform calculations. Unlike classical computers, which use bits as the smallest unit of data, quantum computers use quantum bits or qubits, which can exist in multiple states simultaneously due to superposition and can be entangled to enhance computational power. These properties enable quantum computers to solve certain complex problems more efficiently, making them valuable for fields such as cryptography, optimization, and complex system simulations.

A fully open-source public distributed ledger that utilizes the hashgraph consensus algorithm, known for its speed, fairness, and security. The network supports Solidity-based smart contracts, native tokenization, and consensus services, enabling the development of decentralized applications. Hedera primarily targets developers and businesses looking to build secure and efficient decentralized applications.

Global investing platform founded in 2016, operated by Borderless Softtech Private Limited. It assists investors from India and the Middle East in investing in US-listed stocks, providing a seamless and accessible way to diversify their investment portfolios internationally. Stockal primarily targets individual investors and financial advisors looking to expand their investment opportunities beyond local markets.

A company specializing in digital sales tax compliance solutions, founded in 2004 by Scott McFarlane. It offers a range of compliance automation software, including tax calculation, document management, and compliance reporting, distinguishing itself through its extensive partnerships with accountants, technology partners, value-added resellers, and system integrators. Avalara primarily serves businesses seeking efficient and accurate tax compliance solutions on a global scale.

A type of cryptocurrency wallet that is connected to the internet, allowing for quick and easy access to digital assets. Hot wallets are convenient for everyday transactions but are more vulnerable to hacking and online threats compared to cold wallets, which are kept offline. They are primarily used by individuals who need frequent access to their cryptocurrency for trading or spending.

A process where a professional coach assists a businessperson in achieving their work-related goals. This guidance can encompass developing leadership skills, formulating business strategies, and enhancing mindset, thereby providing value through personalized support and expertise. Business coaching primarily benefits entrepreneurs, executives, and professionals seeking to improve their performance and achieve specific business objectives.