Finance Trends

CanPay is a software company that provides payment solutions tailored for state-regulated cannabis and other emerging markets. It offers a mobile app that allows consumers to make purchases without convenience fees and enables retailers to accept debit payments, reducing the risks and costs associated with handling cash. CanPay primarily serves consumers and retailers in the cannabis industry, as well as financial institutions seeking compliant transaction solutions.

Mobile NFC/Bluetooth device that enables businesses to accept card payments. It is priced around $39.99 and is available from retailers like Quill and Staples, offering a portable solution for on-the-go transactions. The SumUp card reader is primarily targeted at small businesses and entrepreneurs seeking a cost-effective and mobile payment processing option.

Personal finance and budgeting app designed to help users manage their money by linking their bank accounts, credit cards, loans, and investments in one place. It provides visual tools like pie charts to show where money is being spent, making it easier to track account balances and net worth, and offers both free and paid versions with various features. PocketGuard is targeted at individuals seeking to simplify their financial management and gain better control over their spending and savings.

The application of information technology and platform economics to the real estate industry. It encompasses a wide range of digital tools and technologies used to improve the efficiency, transparency, and overall experience of buying, selling, renting, and managing properties, including online payment and booking systems, property management software, and virtual tours. Proptech primarily benefits real estate professionals, property managers, and consumers looking for streamlined and efficient real estate transactions and operations.

YMYL stands for 'Your Money or Your Life,' referring to web pages or content that can significantly impact a person's future happiness, health, financial stability, or safety. Google holds YMYL content to higher standards of quality and trustworthiness to ensure that users receive accurate and reliable information. This type of content is particularly relevant to individuals seeking information on critical topics such as health, finance, and safety.

Practice that combines financial management, operations, and technology to optimize cloud spending and drive financial accountability within organizations. It involves collaboration between finance, engineering, and business teams to ensure that cloud resources are used efficiently and cost-effectively, providing visibility, control, and optimization of cloud costs. FinOps is particularly beneficial for organizations adopting cloud services and seeking to manage their cloud expenditures effectively.

UK-based FinTech company offering a money management app that uses the concept of saving money in 'jars' to help users manage their spending and saving habits. The app provides a free prepaid debit card and allows users to allocate funds into different jars for various expenses, enhancing financial control and transparency. HyperJar primarily targets individuals seeking to improve their budgeting and financial planning through a user-friendly digital platform.

Online insurance platform that allows users to compare, choose, and purchase various insurance policies, including motor and health insurance. It differentiates itself by offering a comprehensive range of life and general insurance policies, aiming to provide a 360-degree view of insurance and financial products for informed decision-making. The platform primarily targets individuals seeking a convenient and efficient way to manage their insurance needs online.

The Task Force on Climate-related Financial Disclosures (TCFD) provides a framework for companies to disclose climate-related financial risks and opportunities. It focuses on four key areas: Governance, Strategy, Risk Management, and Metrics and Targets, aiming to help investors and other stakeholders understand how companies are addressing climate change. The TCFD framework is particularly beneficial for investors, regulators, and companies seeking to enhance transparency and manage climate-related financial risks effectively.

A UK-based digital bank offering a range of financial services including savings and current accounts, loans, and investment products. It differentiates itself through its mobile-first approach, providing a user-friendly app with features like real-time notifications, spending insights, and fee-free international spending. Starling Bank primarily targets tech-savvy individuals and small businesses looking for convenient, modern banking solutions.

Impact investment provider that bridges the green energy financing gap for companies in global emerging markets. Ecoligo offers environmentally conscious investors access to sustainable investments aimed at combating the climate crisis, differentiating itself by focusing on renewable energy projects in developing regions. The primary target demographic includes environmentally conscious investors and companies in emerging markets seeking sustainable energy solutions.

A Securities-Backed Line of Credit (SBLOC) is a revolving line of credit that allows individuals to borrow money using securities held in their investment accounts as collateral. This financial product requires monthly, interest-only payments, and the loan remains outstanding until it is fully repaid, offering liquidity without the need to sell investments. SBLOCs are primarily targeted at investors who need access to cash while maintaining their investment positions.

A cold wallet, also known as a cold storage wallet, is a type of cryptocurrency wallet that is not connected to the internet. This provides a high level of security against online threats, making it ideal for long-term storage of large amounts of cryptocurrency. Cold wallets are particularly beneficial for individuals and institutions looking to securely store their digital assets offline.

FTIHX is the ticker symbol for the Fidelity® Total International Index Fund, a mutual fund designed to mirror the total return of foreign developed and emerging stock markets. This fund offers investors diversified exposure to international equities, aiming to capture growth opportunities outside the United States. It is primarily targeted at investors seeking to diversify their portfolios with international stocks and benefit from global market trends.

Online platform offering services like shopping, mobile phone recharges, bill payments, FASTag management, and AEPS (Aadhaar Enabled Payment System) services. Forpay differentiates itself by providing a comprehensive solution for various financial and transactional needs, streamlining multiple services into a single platform. The platform primarily targets individuals seeking a convenient and unified approach to managing their financial transactions and daily necessities.

A type of solid-state drive (SSD) that uses the NVMe protocol to communicate with the computer's motherboard. This protocol leverages the high-speed PCIe bus to provide significantly faster data transfer rates and lower latency compared to older SATA-based SSDs, making it ideal for data-intensive applications. NVMe SSDs are primarily targeted at high-performance computing environments, gaming PCs, and users requiring rapid data access and transfer.

Platform designed to connect small business owners with tools and funding opportunities, providing resources to help them secure the necessary funding for their businesses. Fundid differentiates itself by offering a comprehensive suite of financial tools and educational resources tailored specifically for small businesses, aiming to simplify the funding process and enhance financial literacy. The platform primarily targets small business owners and entrepreneurs seeking accessible funding solutions and financial guidance.

​AlphaSense is a market intelligence platform that leverages artificial intelligence to extract insights from a vast array of public and private content, including company filings, news, and research reports. Founded in 2011, the platform integrates advanced linguistic search and natural language processing algorithms to enable professionals to efficiently search, analyze, and monitor critical data points. AlphaSense primarily serves financial institutions, corporations, and consultancies seeking to enhance their decision-making processes through comprehensive data analysis.

Cybersecurity company providing a range of products and services designed to enhance and redefine cybersecurity measures. SentinelOne offers solutions such as the SentinelOne Endpoint Protection Platform, Singularity Cloud, and Singularity Mobile, which differentiate themselves through advanced AI-driven threat detection and response capabilities. The company's products are primarily targeted at enterprises and organizations seeking robust, automated cybersecurity solutions to protect against evolving threats.

Software company founded in 2019 that specializes in providing technology solutions for designing and calculating rules-based investment strategies and passive solutions. Merqube differentiates itself by offering a comprehensive platform that enables clients to create, backtest, and implement custom investment indices with high precision and efficiency. The primary target demographic includes financial institutions, asset managers, and investment professionals seeking advanced tools for index creation and management.

All-in-one financial solution designed specifically for therapists, combining software and human support to handle various financial tasks. Heard accounting differentiates itself by offering specialized services such as bookkeeping, taxes, and payroll tailored to the unique needs of therapists, ensuring compliance and financial efficiency. The primary target demographic for Heard accounting includes therapists and mental health professionals seeking comprehensive financial management solutions.

Real estate investment company specializing in farmland, founded in 2018 and headquartered in Fayetteville, Arkansas. AcreTrader differentiates itself by offering low minimum, passive farm investments that can be managed online, thereby increasing investor access to real assets while providing capital to farmers and growers. The platform primarily targets investors looking for alternative investment opportunities and farmers seeking financial support to expand their operations.

Publicly traded Bitcoin mining company that operates blockchain computing centers to support the global decentralized financial economy. Founded in 2017 and headquartered in Toronto, Canada, it differentiates itself by utilizing hydroelectric power for environmentally friendly Bitcoin mining. Bitfarms primarily targets investors interested in cryptocurrency and sustainable mining practices.

Non-custodial cryptocurrency exchange platform that allows for instant cryptocurrency exchanges at competitive rates with minimal fees. It stands out by not requiring users to sign up, thereby offering an additional layer of privacy and convenience. ChangeNOW is particularly beneficial for cryptocurrency users who prioritize privacy and ease of use in their transactions.

Company that provides funding solutions to eCommerce businesses, aiming to support their growth and ambitions. Wayflyer differentiates itself by offering fairer, faster, and more flexible funding options, addressing tough problems in the eCommerce industry. The primary target demographic includes eCommerce business founders seeking efficient and adaptable financial support to achieve significant growth.

There are two entities named Carbon Collective. One is a company specializing in detailing products and tools, offering high-quality solutions for vehicle maintenance and care. The other is an automated investment manager focused on solving climate change by providing sustainable investment options to environmentally conscious investors.

Global payment platform offering mobile and online-based cross-border remittance services, business money international transfers, and wallet services. WireBarley differentiates itself by aiming to make international money transfers cheaper and more accessible, initially focusing on the Asia-Pacific region before expanding globally. The platform primarily targets individuals and businesses seeking cost-effective and convenient international money transfer solutions.

Certification program that provides education on Environmental, Social, and Governance (ESG) issues. It covers topics such as climate change, social issues, corporate governance, and sustainable investing strategies, aiming to equip individuals with the knowledge and skills needed to implement ESG principles in professional contexts. The certification is targeted at professionals in finance, corporate governance, and sustainability roles who seek to enhance their understanding and application of ESG principles.

Loanitt is a company that offers a platform for car, agricultural, and commercial finance. Their process is designed to be flexible and hassle-free, eliminating the need for documentation to provide users with easy access to financing. Loanitt primarily targets individuals and businesses seeking streamlined and efficient financing solutions without the burden of extensive paperwork.

Ad-tech platform that enables users to withdraw funds in the form of digital gift cards. Prizeout differentiates itself by offering a variety of gift card options that often come with added value, such as bonuses or discounts, making it an attractive alternative to traditional cash withdrawals. The platform primarily targets consumers looking for flexible and value-added ways to access their funds, as well as businesses seeking to offer unique withdrawal options to their customers.