Finance Trends

Archaic term that refers to an earned reward or wage, or a fitting return or recompense. The term 'meeded' was historically used to describe compensation or recognition given for services rendered or achievements accomplished. It primarily applied to contexts where individuals received tangible or intangible rewards for their efforts or contributions.

Theta in options trading measures the rate at which the value of an option decreases as time passes, reflecting time decay. It is usually negative for long positions and positive for short positions, with its magnitude being higher for at-the-money options and increasing as the expiration date approaches. Theta is an important factor for traders to consider when managing their options positions.

Financial service that allows individuals to access a portion of their earned wages before their official payday. It aims to provide a fast, simple, fair, and affordable solution for users to manage their cash flow more effectively by offering real-time access to their earnings. This service is particularly beneficial for individuals who need immediate access to funds to cover unexpected expenses or manage their finances more efficiently.

Online platform offering services like shopping, mobile phone recharges, bill payments, FASTag management, and AEPS (Aadhaar Enabled Payment System) services. Forpay differentiates itself by providing a comprehensive solution for various financial and transactional needs, streamlining multiple services into a single platform. The platform primarily targets individuals seeking a convenient and unified approach to managing their financial transactions and daily necessities.

Financial product that offers zero interest, no annual fees, and no late fees to approved account holders. It requires a Zoro Business Account to apply for Net 30 terms, differentiating itself by providing a cost-effective solution for managing business expenses without the burden of additional charges. The Zoro Card is primarily targeted at small business owners and entrepreneurs seeking a straightforward and economical way to manage their business finances.

Economic theory that focuses on the role of government spending and taxation in managing the economy. Modern Monetary Theory (MMT) suggests that governments can use fiscal policy, including taxation and spending, to achieve full employment and control inflation, arguing that a sovereign government with its own currency can never run out of money in the same way a household or business can. MMT primarily appeals to policymakers, economists, and academics interested in alternative approaches to traditional economic theories and fiscal policy management.

A Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is a type of health reimbursement arrangement that allows small employers with fewer than 50 full-time employees to reimburse their employees for medical expenses, including health insurance premiums. Established under the 21st Century Cures Act in December 2016, QSEHRA requires that employees have minimum essential coverage to receive tax-free reimbursements, and it must be offered on the same terms to all eligible employees. This arrangement primarily benefits small businesses looking to provide health benefits to their employees without offering a group health plan.

Fintern, founded in 2020, operates two businesses: Abound and Render. Abound is a UK consumer lender that leverages Render's credit decisioning platform, which has been tested on over 5 million credit decisions, providing a data-driven approach to lending. The primary target demographic for Fintern's services includes UK consumers seeking accessible and reliable credit solutions.

Required Minimum Distributions (RMD) are mandatory withdrawals that individuals must take from their retirement accounts, such as IRAs and 401(k)s, once they reach a certain age, typically 72. These distributions are required to ensure that individuals do not defer taxes indefinitely on their retirement savings. RMDs primarily affect retirees and individuals with significant retirement savings, ensuring compliance with tax regulations.

Payment service that enables users to transfer money directly from their banking app using an email address or U.S. mobile phone number. It offers a convenient and fast way to send money to friends, family, or trusted individuals with a U.S. bank account, differentiating itself by integrating directly with many major banks' mobile apps. Zelle is primarily targeted at individuals seeking a quick and secure method for peer-to-peer money transfers within the United States.

Cellular Transport Technology, often abbreviated as CTT, is a system designed to enhance the rapid absorption of water and other essential ingredients into the body. It is commonly utilized in products such as Hydration Multiplier, where it aids in delivering hydration more efficiently to the body's cells. This technology is pivotal in the field of health and wellness, particularly in hydration science.

​ZayZoon is a financial technology company specializing in earned wage access (EWA) and employee financial wellness solutions. Founded in 2014, ZayZoon offers employees the ability to access their earned wages before traditional payday schedules, aiming to reduce financial stress and improve overall financial well-being. This service is particularly beneficial for small and medium-sized businesses seeking to enhance employee satisfaction, productivity, and retention by offering flexible pay options and financial education resources.

A technology-enabled investment and alternatives platform that focuses on global impact alternatives. The company leverages technology and finance to promote economic justice and environmental sustainability, differentiating itself through its commitment to impactful investments. Lendable primarily serves investors and organizations seeking to make socially and environmentally responsible investments.

Plugin format developed by Avid Technology for use in their Pro Tools digital audio workstation software. AAX allows for more efficient processing and integration of audio effects and virtual instruments within Pro Tools, enhancing the overall audio production workflow. It is primarily targeted at audio professionals and musicians who use Pro Tools for recording, mixing, and mastering audio projects.